STTR Phase II: Disciple Technologies for Development, Utilization, and Maintenance of Regulatory Knowledge Bases

作为第一阶段工作的延续，这个小企业创新研究（STTR）第二阶段项目将开发监管知识库（RKB）产品的alpha版本。监管知识库将针对金融服务领域内的合规问题类别进行定制，例如经纪人或交易合规，或反洗钱。此外，它们将包括特定于金融服务行业的复杂监管本体和规则基础，这些规则基础反映了管理警报和合规案例分析的最新法规和最佳实践。监管知识库产品将以各种格式和标准销售，因此它们可以直接部署在各种商业现成的推理引擎上。监管要求以及与金融犯罪相关的成本不断上升，给金融机构带来了越来越大的成本压力。合规的负担正在推高运营成本。金融服务公司正在寻求提高其合规和风险管理系统的有效性、效率和投资回报。现有的知识管理技术和软件工具无法提供有效的定制流程来处理特定的合规案例。因此，需要灵活的以知识为基础的系统，如discipline - fs，以及监管知识库产品，这些产品可以在确保遵守所有规则和法规的同时，帮助解决具体案件。这些系统还应该能够获得其用户的推理技能，以调整其处理新情况的能力。在第一阶段建立的原型证明了Disciple技术具有支持开发、利用和维护监管知识库所需的功能和能力。原型也有助于确定我们在本提案中提出的第二阶段的研究和开发目标。

This Small Business Innovation Research (STTR) Phase II project as a continuation of the Phase I effort, will develop alpha versions of the Regulatory Knowledge Base (RKB) products. The Regulatory Knowledge Bases will be tailored to classes of compliance problems within the financial services space, such as broker or trading compliance, or anti-money laundering. Addtiionally, they will include a complex regulatory ontology specific to the financial services industry and rule bases that reflect the latest regulations and best practices that govern analysis of alerts and compliance cases. The Regulatory Knowledge Base products will be sold in various formats and standards so they can be directly deployed on various commercial off-the-shelf reasoning engines. Regulatory demands, as well as the increasing costs associated with financial crime, are placing increasing cost pressures on financial institutions. The burden of compliance is driving up operational costs. Financial services firms are seeking to improve the effectiveness, efficiency and return on investment of their compliance and risk management systems. The current knowledge management technologies and software tools cannot offer efficient customized procedures to deal with specific compliance cases. Therefore, there is a need for flexible knowledge-based systems, like Disciple-FS, and for Regulatory Knowledge Base products, that can offer help in solving specific cases while ensuring compliance with all the rules and regulations. These systems should also be capable of acquiring reasoning skills of their users to adapt their capabilities to deal with new cases. The prototype built during Phase I proved that the Disciple Technologies have the required functions and abilities to support development, utilization, and maintenance of regulatory knowledge bases. The prototype also helped to identify research and development goals for Phase II that we present in this proposal.