securitize or to pledge as collateral the credits of the contract based on the Public Nursing Care Insurance System

以公共护理保险制度为基础，对合同的债权进行证券化或质押的需求较大。因为提供公共护理系统的经营者在结构上应该依赖于债务。特别是，在机构提供服务的经营者应该依靠债务，因为他们需要很多钱来拥有和维持机构和设施。在讨论以公共护理保险制度为基础的合同信用进行证券化或质押时，应考虑的风险是：(1)关于鉴定或退款的；(2)经营者是否为债权人或债权人代理人不明确的；(3)公共护理保险经营者资格被撤销的；(4)破产的。(3)、(4)应当在讨论担保品为证券化合同或质押合同订立后产生的信用的情况时加以讨论。接下来，我们要讨论的是在担保权益持有人丧失抵押品赎回权，经营者无法从作为抵押品的债权中获得报酬后，经营者的管理问题。在这种情况下，考虑到运营商提供服务的人，我们需要某种控制。因为经营者提供的是“基于公共护理保险制度的服务”。另一方面，我们应该考虑到证券利益持有人和投资者，他们应该受到不可追回风险的保护。

It is high-need to securitize or to pledge as collateral the credits of the contract based on the Public Nursing Care Insurance System.Because the operators which provide the Public Nursing Care System should structurally rely on the being debt. Especially, the operators which provide the services at the establishment should rely on the being debt because they need much money to own and to maintain the establishment and facilities. The risk which we should take into account when we discuss about to securitize or to pledge as collateral the credits of the contract based on the Public Nursing Care Insurance System are.(1) about appraisal or refund,(2) It is not clear that the operator is creditor or agent of the creditor,(3) revocation of the designation as the operators on Public Nursing Care Insurance System, and(4) Buncruptcy. The(3) and(4) should be discussed when we discuss the cases which collateral is the credits which will be created after the contract of securitization or pledge is concluded.Afterward, we should discuss about the management of the operators after the security interest holder foreclose and the operators can not get paid from the credits which are the collateral. In such cases, we need the some kind of control considering the people who are provided the services from the operators. Because the operators provide "the service based on the Public Nursing Care Insurance System".On the other hand, we should consider about the security interest holders and the invertors who should be protected from the risk of non-recoverable.