An intelligence system that identifies hidden COVID-19 fraud against Government Departments, Banking, Insurance and Organisations

新冠肺炎导致有组织犯罪集团使用多个身份或被盗身份的诈骗案激增。针对英国政府的大流行欺诈估计包括针对休假计划的35亿GB(BBC，2020)和可能与反弹贷款计划(NAO，2020)有关的260亿GB的欺诈(NAO，2020)。针对航空公司和酒店的虚假COVID索赔增加了140%，这些索赔声称在执行政府指导方针方面存在疏忽(Travative，2020)。与旅游相关的欺诈性新冠肺炎索赔似乎将超过3.65亿GB，这是2017/18年度该行业的索赔总成本(ABI，2020)。目前，没有允许记录共享的系统，这使得从业者几乎不可能识别多个欺诈性索赔。蒙太古系统有限公司(蒙太古)是一家英国中小企业，专门从事系统开发，旨在解决这一重要的、未得到满足的全球需求。它将使用人工智能来预测欺诈，并使用一个新的索赔模块来管理与疾病相关的欺诈，这可能会显著减少针对组织的重复和隐藏的欺诈，增强警察能力，并在项目后5年产生500万英镑的收入。项目影响：3-6个月-持续的用户接受试验/反馈12个月-犯罪减少=用户节省的资金和时间18个月-由此产生的节省将增强微薄的行业利润率，节省工作岗位并创造新的工作岗位。蒙塔古将需要更多的员工来服务这个市场。

COVID-19 has caused a surge in fraud by organised crime groups using multiple or stolen identities. Estimates for pandemic fraud against the UK Government include £3.5bn against the Furlough Scheme (BBC, 2020) and perhaps 26bn of fraud relating to the Bounce Back Loan Scheme (NAO, 2020).An 140% rise in bogus COVID related claims against airlines and hotels claiming negligence in applying the Government guidelines has been identified (Travolution, 2020). Travel related fraudulent COVID-19 claims look set to exceed £365 million, the total cost of claims to the industry in 2017/18 (ABI, 2020).Currently, there is no system that permits record sharing, making it virtually impossible for practitioners to identify multiple and fraudulent claims.Montague Sykes Limited (Montague) is a UK SME specialising in system development that aims to solve this significant, unmet global need. It will use AI to predict fraud and a new claims module to manage illness related fraud that could significantly reduce repeat and hidden fraud against organisations, enhance police capability and generate a year-5 post-project revenue of £5M. Project impacts:3- 6 months - ongoing user acceptance trials/ feedback12 months - crime reduction = money and timed saved by users18 months - resulting savings will strengthen thin industry margins saving jobs saved and new jobs created. Montague will require additional staff to service this market.