Reputation Advisor

声誉风险是增长最快的新兴风险。社交媒体和移动的技术的指数级增长使新闻在人群中传播更容易、更便宜、更快。企业现在面临着社会和监管机构对其业务的更严格审查。声誉与新兴的社会驱动因素紧密相关，特别是在环境、社会和治理（ESG）方面以及气候变化方面。损害组织声誉的事件通常会导致财务损失，包括收入损失、股价下跌和股东价值损失。例如，在隐私丑闻和大规模数据泄露之后，Facebook的价值在2018年下跌了近40%。世界知识产权组织（WIPO）表示，无形价值，如声誉和信任，是地球上最珍贵的资产类别。他们的数据显示，80%的公司价值现在由无形资产组成，ESG已经从一个边缘问题转变为商业决策的中心。消费者希望从反映其价值观的公司购买产品，投资者想知道他们是否在为可能构成声誉风险的活动提供融资。为了制定和积极管理长期ESG战略，以推动增长和降低风险，组织需要能够监控和量化ESG相关声誉事件的影响，并了解其触发因素和影响。在公司法和保险法领域享有世界声誉的Zerodys Law LLP领导着一个由领先的数据和决策科学家组成的独特联盟（英国伦敦大学学院、曼彻斯特大学）、风险管理和企业战略专家（RiskCovered，Cicero Group）和新兴风险的创新保险公司（笔承销）在RepAdvisor的发展，一种解决方案，为组织或部门提供实时的特定领域声誉指数，并将其与财务指标相关联。该项目将构建第一个经过ESG领域特定术语和上下文训练的声誉分类器，训练NLP神经网络自动分析公司文件和合同中的ESG相关风险，以及一个证据推理模型和评估方法，将这些因素联合收割机组合成一个准确的实时ESG指数。我们的联盟使我们能够全面解决发展障碍，并支持用户-以中心为中心的设计，具有明确的撞击路线。RepAdvisor将主要用于i）寻求主动管理和评估其ESG策略的组织;以及ii）保险公司，用于承保政策，调整价格，预测索赔的潜在责任政策触发因素。其他最终用户群体包括资产管理公司、可持续和影响力投资者以及金融机构。

Reputational risk is the fastest growing emerging risk. Exponential growth in social media and mobile technology has made it easier, cheaper, and faster for news to spread across the population. Businesses now face enhanced societal and regulatory scrutiny of their practises. Reputation is tightly coupled with emerging societal drivers, particularly in relation to environmental, social and governance (ESG) aspects and climate change.Events that damage an organisation's reputation routinely cause financial loss, including loss of revenue, reduction in stock price, and loss of shareholder value. For example, the value of Facebook fell almost 40% in 2018 after a privacy scandal and a massive data breach\[CNBC\_2018\]. The World Intellectual Property Organisation (WIPO) has stated that intangible value, such as reputation and trust, is the most prized asset class on the planet. Their data suggests that 80% of company value is now composed of intangible assets.ESG has moved from a fringe concern to the centre of business decision making. Consumers want to purchase products from companies that reflect their values, and investors want to know if they are financing activities that might pose a reputational risk. In order to develop and proactively manage long-term ESG-strategies that drive growth and reduce risk, organisations need to be able to monitor and quantify the impact of ESG-related reputational events and understand their triggers and implications.Kennedys Law LLP, world-renowned in corporate and insurance law, leads a unique consortium comprising leading data and decision-scientists (University College London, University of Manchester), risk management and corporate strategy experts (RiskCovered, Cicero Group), and innovative insurers of emerging risks (Pen Underwriting) in the development of RepAdvisor, a solution that provides a real-time domain-specific reputational index for an organisation or sector and correlates this with financial indicators. This project will build the first reputational classifier trained with ESG domain-specific terminology and context, train an NLP neural-network to automatically analyse corporate documents and contracts for ESG-related risk, and an evidential reasoning model and assessment method to combine these factors into an accurate real-time ESG-index.Our consortium enables us to comprehensively address the developmental barriers and supports user-centric design with a clear route-to-impact. RepAdvisor will be used primarily by i) organisations seeking to proactively manage and assess their ESG-strategies; and ii) insurers for the purposes of underwriting policies, adjusting prices, predicting potential liability policy triggers for claims. Additional end-user groups include asset managers, sustainable and impact investors, and financial institutions.