“Identity Protect” development of a digital-platform to tackle the UK’s multi-billion pound losses from identity-fraud - protecting individual citizens from trauma, protecting businesses from billion pound losses, protecting society from organised-crime

大约75%的英国成年人使用网上银行，英国网站零售额超过3000亿GB。提高英国生产力的关键是减少网络犯罪的增长。身份诈骗正在增长，每年发生数十万起事件，造成数十亿英镑的经济损失。私营部门(银行、零售商、公用事业等)承担的(金融和其他)损失总额估计为数百亿英镑。身份诈骗最大的社会影响是由个人公民承担，来自财务担忧、担忧、失去时间等。该项目的目标是开发一个数字平台，数千家银行、贷款提供商、金融服务企业、零售商和其他人采用该平台，允许个人(通过移动应用程序)防止其他人以自己的名义开户。基于Cifas 30年来积累的高水平专业知识，我们在多个行业开发和部署防欺诈产品。我们使企业能够共同打击欺诈。我们的合作伙伴是两家堪称典范的金融服务企业。是英国最成功的新银行之一，也是高增长的小型金融服务中小企业的典范。鉴于保护公民个人的使命，合伙人包括领先的公民组织。

Approximately 75% of UK adults use online banking and the value of UK website retail-sales is over £300Bn. Key to enabling UK productivity is reducing the growth in online crime. Identity fraud is growing, hundreds of thousands of incidents and billions of pounds of financial losses each year. Total (financial and other) losses borne by the private sectors (banks, retailers, utilities, etc) are estimated at tens of billions of pounds. The biggest societal impact of identity fraud is borne by individual citizens, from financial concerns, worry, lost time etc.The goal of this project is to develop a digital platform, adopted by thousands of banks, loan-providers, financial-service businesses, retailers and others, that allows individuals (via a mobile App) to prevent someone else opening an account in their name.Based upon the high levels of know-how built-up by Cifas over 30 years, we develop and deploy fraud-prevention products across multiple sectors. We enable businesses to work together to beat fraud.Our Partners are two exemplar financial-services businesses. One of UK's most successful new banks, and an exemplar high-growth small financial-services SME. Given the mission to protect individual citizens, associates include leading citizens' organisations.