Finteum Intraday Repo Platform

Finteum正在创建一个即日回购平台，使银行能够以其他银行的证券作为抵押品，一次从其他银行借款数小时。银行间抵押贷款被称为“回购协议”或简称“回购”。目前，银行没有可用的金融工具来通过抵押借款积极管理其盘中流动性。2008年金融危机后出台的监管规定，要求大型银行保持足够的现金和高质量证券余额。进入日内金融工具和市场将有助于银行更有效地满足这些监管要求。Finteum的即日回购平台将允许银行在几个小时内借出资金，并在不需要的时候获得收益。那些在几个小时内需要钱的银行会用他们的证券作为抵押来借款。这将为银行业节省成本，并提高银行体系的稳定性，因为银行将比以前有更多的机制。包括英国审慎监管局（PRA）在内的国际监管机构已经意识到日内交易的好处。Finteum的即日回购平台将使用R3的Corda区块链协议构建，该协议与Finteum的即日外汇掉期平台使用的协议相同。Finteum旨在通过使用区块链，并将回购订单放入我们高效、专有的中央限价订单簿和报价请求技术，减少国际银行回购交易执行过程中的摩擦。这将使交易在几分钟内执行成为可能，这对于日内交易至关重要。Finteum是一家创新的、雄心勃勃的英国公司，专注于创建目前尚不存在的银行间盘中流动性市场。我们在金融市场即日回购计划方面的竞争对手专注于美国市场，而Finteum将从英国和欧洲开始，然后向全球扩张。

Finteum is creating an Intraday Repo platform that enables banks to borrow money from other banks for hours at a time, using their securities as collateral. Collateralised interbank lending is referred to as a "repurchase agreement" or "repo" for short.Currently banks don't have financial instruments available to them to actively manage their intraday liquidity through collateralised borrowing. Regulations introduced after the 2008 crisis oblige large banks to keep adequate balances in cash and high-quality securities. Access to intraday financial instruments and markets will help banks to meet these regulatory requirements more efficiently.Finteum's Intraday Repo platform would allow banks to lend money for a few hours and to earn a yield on their money, when they don't need it. The banks that need the money for a few hours would borrow, using their securities as collateral. This would result in cost savings for the banking industry, and increased banking system stability because banks would have access to more mechanisms than before. International regulators including the Prudential Regulatory Authority (PRA) in the UK are already aware of the benefits of intraday transactions.Finteum's Intraday Repo platform will be built using R3's Corda blockchain protocol, the same protocol used for Finteum's Intraday FX Swaps platform. Finteum aims to reduce frictions in the repo deal execution process for international banks by using blockchain and by putting repo orders into our efficient, proprietary central limit order book and request for quote technology. This will make transaction execution possible within minutes, which is essential for intraday transactions.Finteum is an innovative, ambitious UK company focused on creating interbank intraday liquidity markets that do not exist yet. Our competitors in intraday repo initiatives in financial markets have focused on the US market whereas Finteum will start in the UK and Europe and expand globally.