"Help Andi" - leveraging open data & AI to protect UK SMEs

“英国经济是由小企业推动的。在HMRC登记的所有公司中，有97%被归类为中小企业。因此，中小企业在我国未来的增长和发展中具有至关重要的地位。因此，当务之急是小企业领导人必须了解他们日常面临的风险，并获得保护自己和为未来奠定坚实基础的工具。在最近一项关于英国中小企业风险敞口的研究中，RSA发现，28%的英国中小企业如果受到意想不到的50K GB账单的打击，将会倒闭。目前，为中小企业提供的工具和支持服务非常少，可以帮助他们了解自己的风险敞口和在线存在。虽然数据通常是可用的，但很难找到，更难消化和采取行动。此外，花费时间研究和选购保险单和其他金融服务是很耗时的，特别是考虑到小企业领导人面临的众多相互竞争的责任。因此，迫切需要一个结合多个数据来源并以简单、快速和易于理解的方式显示这些数据是如何被使用和操作的单一“真理点”。Digital Fineprint将利用我们使用开放数据和人工智能的一些现有能力，建立一个在线数据管理和疏忽工具‘Help Andi’。Digital Fineprint在与Hiscox和QBE等领先保险公司合作方面有着良好的记录，使用开放数据和人工智能技术来帮助改善他们的数字分销渠道和客户参与度。‘Help Andi’将有助于为所有英国中小企业带来透明度和清晰度，了解他们的在线足迹，以及这些数据是如何被更广泛的保险行业使用和盈利的。这将是一种非常吸引人和用户友好的体验，中小企业将能够查看他们的数字和非数字风险足迹，只需回答两个问题。通过共享注册公司名称和邮政编码，英国的每一家中小企业都将收到一份关于其商业风险以及它们可以采取哪些措施来缓解风险的高级别报告。‘Help Andi’最初的形式将提供对多达50个开放数据源的见解，这些数据源分为公司概况、财务、风险和客户情绪分析等类别，使用自然语言处理程序分析社交媒体和评论分数。

"The UK economy is powered by small business. 97% of all companies registered with HMRC are classified as SMEs. As such, SMEs have a critical position in the future growth and development of our country. It is therefore imperative that small business leaders understand the risks that they face on a day to day basis and be given the tools to protect themselves now and to build a solid foundation for the future. In a recent study regarding risk exposure of UK SMEs, RSA found that 28% of UK SMEs would go out of business if hit with an unexpected £50k bill.Today, there are very few tools and support services available for SMEs to help them understand their risk exposures and online presence. Whilst data is often available, it is hard to find and even harder to digest and act on. In addition, spending time researching, and shopping around for insurance policies and other financial services is time consuming, especially considering the numerous competing responsibilities facing small business leaders. Therefore, a single 'point of truth' combing multiple sources of data and showing how this data is being used and acted upon in a simple, quick and easy to understand way, is much needed.Digital Fineprint will build 'Help Andi', an online data management and oversights tool, leveraging some of our existing capabilities that use open data and AI. Digital Fineprint has a track record of working together with leading insurance firms such as Hiscox and QBE, using open data and AI technology to help improve their digital distribution channels and customer engagement. 'Help Andi' will help bring transparency and clarity to all UK SMEs regarding their online footprint, and how this data is used and monetised by the wider insurance sector. It will be a highly engaging and user-friendly experience where the SME will be able to view both their digital and non-digital risk footprint answering only two questions. By sharing their registered company name and postcode, every SME in the UK will receive a high-level report on their business risks and what they can do to mitigate them. 'Help Andi', in its initial form, will be offering insights on up to 50 open data sources divided in to categories such as company profile, financials, risks and customer sentiment analysis using natural language processing analysing social media and review scores."