Intra-household resource allocations of older couples

该项目旨在使用全国性的、大规模的代表性数据和混合方法研究设计来分析老年家庭的过程和结果。在人口老龄化的情况下，家庭开始负责提供退休需求，了解老年夫妇家庭的情况非常重要。该项目希望通过提供与设计有关的证据来影响政策，这些证据涉及管理退休金资产的分配、对其他形式的退休储蓄的税收激励、老年养恤金的资产和收入测试，以及针对澳大利亚老年人金融知识的倡议。

This project aims to analyse processes and outcomes within older households using national, large-scale representative data and mixed methods research design. In an ageing population where households are becoming responsible for provisioning retirement needs, understanding what happens in older couple households is important. The project expects to influence policy by generating evidence relevant to the design of regulations governing the allocation of superannuation assets, tax incentives for alternative forms of retirement savings, asset and income tests on the Age Pension, and initiatives targeting older Australians’ financial literacy.