HEALTH, ECONOMIC RESOURCES AND WORK OF OLDER AMERICANS

描述：(改编自申请人摘要)：本申请 对于退休过渡期已经普遍认可，存在 这种影响的研究由于缺乏纵向影响而受到阻碍。 包含关于健康状况和财务状况的充分信息的数据 个人面临的限制。与此同时，之前对 由于数据稀少，财务激励对退休的影响有限 关于健康状况。 研究人员建议使用明确的纵向经济模型来 分析健康状况和经济因素如何共同影响劳动力 员工接近退休年龄时的行为，特别关注 当人们的健康状况下降时，他们会做出选择。数据将来自正在进行的 健康和退休调查(HRS)，它正好包含变量 需要对年长工人的劳动力行为进行建模。描述性地 分析，他们将描述工人中显著的劳动力轨迹 50岁以上，以及不同类型老年人的经济状况 轨迹；在两种类型的分析中，我们将区分 处于不同健康状态的个体。然后，调查人员将估计 劳动力行为的危险模型和动态规划模型。最后， 他们将比较这些类型的计量经济学模型的结果。 调查人员打算将这项拟议的研究服务于几个重要的 目的。首先，它应该提高对劳动力行为的理解，因为 人们通过将两条重要但迄今基本上分开的线捆绑在一起而变老 研究：研究健康和经济因素的影响， 分别是关于退休行为的。在这样做的过程中，它应该及时提供 关于这种变化可能产生的行为和财务影响的证据 社会保障、残疾保险和医疗保险等计划。此外, 调查结果应提供有关其质量和用途的更多信息 HRS中提供的详细的健康和经济数据，并帮助量化 使用不太详细的数据集可能存在的限制。

DESCRIPTION : (Adapted from the Applicant's Abstract): This application for the retirement transition has generally been recognized, existing investigations of this effect have been hampered by the lack of longitudinal data containing adequate information on both health status and the financial constraints individuals face. At the same time, previous research into the effects of financial incentives on retirement have been limited by sparse data on health status. The investigators propose to use well-specified longitudinal economic models to analyze how health status and economic factors jointly affect labor force behavior as workers approach retirement age, with particular focus on the choices people make when their health declines. Data will come from the ongoing Health and Retirement Survey (HRS), which contains precisely the variables needed to model the labor force behavior of older workers. In descriptive analyses, they will describe salient labor force trajectories among workers aged 50+, and the economic circumstances of individuals with different types of trajectories; in both types of analysis, we will distinguishing between individuals in different states of health. The investigators will then estimate hazard models and dynamic programming models of labor force behavior. Finally, they will compare results across these types of econometric models. The investigators intend the proposed research to serve several important purposes. First, it should improve understanding of labor force behavior as people age, by tying together two important but hitherto largely separate lines of research: research into the effects of health and of economic factors, respectively, on retirement behavior. In doing so, it should provide timely evidence on the possible behavioral and fiscal effects of changes in such programs as Social Security, disability insurance, and Medicare. In addition, the findings should provide additional information on the quality and uses of the detailed health and economic data available in the HRS and help quantify the possible limitations of using less detailed data sets.