Multi-hazard impacts into holistic risk management and industry regulation on climate risk.

采取行动，使社会在不断变化的气候中能够适应极端情况，这是我们这个时代的一项巨大挑战。需要了解危险的变化和由此产生的修正风险，以便为风险管理的政策和实践提供信息。保险业扮演着重要的角色，但环境科学如何支撑保险业并受到保险业的影响还不够深入。本博士学位侧重于复合、多风险风险，以获得能够改变金融部门(FS)的洞察力。UKRI/NERC的倡议认识到，共同发生的极端天气事件可能会加剧风险。这在FS中很少被考虑到，而且对于当前和未来的气候，复合危害通常仍然知之甚少。这使FS行为者面临复杂的危险，并给不同的利益相关者群体留下了未量化的多种危险风险影响。本博士将分析强热带气旋(TCS)和极端高温的共同出现，这两种最致命的气候危害都受到气候变化的影响。近期主要热带气旋之后的基础设施故障增加了热带气旋易发地区的热事件的影响。将对工业和社会的材料风险进行分析，以突出第二对危险，以调查它们共同产生的影响。开展一项关于将风暴集聚纳入保险实践的社会科学研究。通过了解支撑科学创新的保险数据基础设施，可以更好地了解环境科学、行业和监管行为者的共同进化。以这一科学一体化的历史范例为模板，探讨气候科学的应用如何以有效和适当的方式发展，以帮助在全球环境变化的背景下部署新的多危害分析。创建一个框架，以比较新的气候风险分析工具，并通过从宏观经济到公司规模对资产和负债的影响的预测情景，适当地表示气候风险。通过申请者在保险行业工作的研究重点的角色，这个兼职(0.5FTE)共同设计的项目提供了无与伦比的进入保险行业的机会。他的气象学背景，以及在所有危害中监督研究和开发项目的持续职责，促进了一个雄心勃勃的项目，涵盖了新的大气科学及其应用研究。这种真正综合的研究是罕见的，将在理解多重危险影响、保险业的作用以及如何最好地利用最新的科学理解来鼓励财务弹性方面做出宝贵贡献。

Taking action to make societies resilient to extremes in a changing climate is a great challenge of our time. Knowledge is required about both the changes in hazard and resultant modified risks to inform policy and practice in risk management. Insurance has a major role to play, but how environmental science underpins, and is influenced by, insurance is insufficiently understood.This PhD focuses on compounding, multi-hazard risks to gain insights able to transform the finance sector (FS). UKRI/NERC initiatives recognise that risk is likely exacerbated by jointly occurring extreme weather events. Rarely is this accounted for in FS, and compounding hazards typically remain poorly understood for both current and future climates. This exposes FS actors to compound hazards, and leaves a diverse stakeholder group with unquantified multi-hazard risk impacts. This PhD will:Analyse the co-occurrence of severe tropical cyclones (TCs) and extreme heat, two of the deadliest climate hazards, both influenced by climate change. Infrastructure failures following recent major TCs increase the impact of heat events in cyclone-prone regions. An analysis of materials risks to industry and society will be conducted to highlight a second pairing of hazard to investigate in terms of their co-occurring impacts. Conduct a social science study on the integration of windstorm clustering into insurance practices. By understanding the insurance data infrastructures that underpin scientific innovation, a better understanding is gained about the co-evolution of environmental science, industry, and regulatory actors. Using this historical example of scientific integration as a template, an exploration of how climate science applications develop in and effective and appropriate way, to help the deployment of new multi-hazard analytics in a context of global environmental change. Create a framework to compare new climate risk analytical tools and enable appropriate representation of climate risks via projected scenarios from the macroeconomic to company-scale impacts on assets and liabilities. Through the applicant working in the insurance industry in a research focused role, this part-time (0.5 FTE) co-designed project offers unbeatable access to the insurance sector. His meteorological background, and ongoing responsibilities to oversee research and development project across all hazards, facilitates an ambitious project spanning novel atmospheric science and the study of its applications. Such truly integrated studies are rare and will make a valuable contribution in the understanding of multi-hazard impacts, the role of the insurance industry and how to best utilise latest scientific understanding to encourage financial resilience.