Does employer-provided health insurance constrain labor supply adjustments to health shocks? New evidence on women diagnosed with breast cancer.

Does employer-provided health insurance constrain labor supply adjustments to health shocks? New evidence on women diagnosed with breast cancer.
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DOI:
10.1016/j.jhealeco.2013.06.008
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发表时间:
2013-09
影响因子:
3.5
通讯作者:
Barkowski, Scott
Barkowski, Scott
中科院分区:
经济学2区
文献类型:
--
作者:
Bradley, Cathy J.;Neumark, David;Barkowski, Scott

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与就业有关的健康保险可以激励生病的工人继续保持足够的就业水平(通常是全职),以保持获得健康保险的机会。我们研究就业已婚妇女,比较劳动力供应的反应,以新的乳腺癌诊断的妇女依赖于自己的就业的健康保险的妇女谁是不太依赖于自己的就业的健康保险的反应,因为实际或潜在的获得健康保险,通过他们的配偶的雇主。我们发现的证据表明,那些依靠自己的工作获得医疗保险的女性在诊断出乳腺癌后减少了较少的劳动力供应。在对与健康保险状况相关的不可观察因素的最佳控制估计中,继续工作的女性的工作时间减少了8%至11%。女性对工作更多以维持健康保险问题的主观反应与观察行为的结论一致。
Employment-contingent health insurance may create incentives for ill workers to remain employed at a sufficient level (usually full-time) to maintain access to health insurance coverage. We study employed married women, comparing the labor supply responses to new breast cancer diagnoses of women dependent on their own employment for health insurance with the responses of women who are less dependent on their own employment for health insurance, because of actual or potential access to health insurance through their spouse’s employer. We find evidence that women who depend on their own job for health insurance reduce their labor supply by less after a diagnosis of breast cancer. In the estimates that best control for unobservables associated with health insurance status, the hours reduction for women who continue to work is 8 to 11 percent smaller. Women’s subjective responses to questions about working more to maintain health insurance are consistent with the conclusions from observed behavior.
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