The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda

The Effect of Personalized Feedback on Small Enterprises’ Finances in Uganda
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个性化反馈对乌干达小企业财务的影响

DOI:
10.1086/713928
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发表时间:
2020
影响因子:
2
通讯作者:
Helke Seitz
Helke Seitz
中科院分区:
经济学4区
文献类型:
--
作者:
Grohmann;Antonia;Lukas Menkhoff;Helke Seitz

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这项随机对照试验考察了一种新的金融培训方式的效果,在此期间,除了经验法则培训方法外,还向参与者提供了关于其金融业务成果的个性化反馈。我们将其与经验法则训练本身和对照组的效果进行比较。针对乌干达约500名小企业家,我们发现个性化反馈培训在6个月的时间内显着提高了成果。主要结局指数增加0.258 SD单位,总体节省增加0.257 SD单位。调查结果表明,反馈的工作部分是通过增加动机,符合反馈干预理论。
This randomized controlled trial examines the effect of a new finance training style during which participants are given personalized feedback on their financial business outcomes in addition to a rule-of-thumb training approach. We compare this with the effects of a rule-of-thumb training by itself and a control group. Targeting about 500 small entrepreneurs in Uganda, we find that the personalized feedback training significantly improves outcomes at the 6-month horizon. The index of primary outcomes increases by 0.258 SD units, and overall savings improve by 0.257 SD units. Survey results suggest that feedback partly works by increasing motivation, in line with feedback intervention theory.
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