Health, disability, and life insurance experiences of working-age persons with multiple sclerosis
Health, disability, and life insurance experiences of working-age persons with multiple sclerosis
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患有多发性硬化症的工作年龄人士的健康、残疾和人寿保险经历
DOI：
10.1177/1352458506071356
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发表时间：
2007
期刊：
影响因子：
--
通讯作者：
L. Ngo
中科院分区：
文献类型：
--
作者：
L. Iezzoni;L. Ngo
患有多发性硬化症（MS）的工作年龄的美国人可能会面临相当大的财务不安全感，当他们无法工作，缺乏健康，残疾和人寿保险通常通过雇主提供。为了估计这些保险政策的利率，以及保险状况如何影响财务压力的报告，我们进行了半小时的电话采访，983工作年龄的人在美国各地，谁报告被诊断为MS的采访发生在2005年5月至11月，和抽样的个人联系，并确认符合条件，93.2%完成了采访。研究人群主要为女性（78.9%）、白人（86.4%）、已婚（68.6%）、至少受过一些大学教育（71.5%）和失业（60.2%）。总体而言，96.3%的人有一些健康保险（40.3%的人有公共健康保险，主要是医疗保险），56.7%的人有长期残疾保险（36.4%的人有公共计划），68.3%的人有人寿保险。值得注意的是，27.4%的人表示，自从被诊断患有MS以来，健康保险问题严重影响了就业决定。此外，16.4%的人报告支付医疗保健相当困难，27.4%的人因为成本而推迟或推迟寻求所需的医疗保健，22.3%的人因为成本而推迟填写处方，跳过药物剂量或拆分药丸。总体而言，26.6%的受访者表示，他们甚至对基本生活必需品（如食品，公用事业和住房）感到相当担忧。多发性硬化2007; 13：534-546. http://msj.sagepub.com
Working-age Americans with multiple sclerosis (MS) may face considerable financial insecurities when they become unable to work and lack the health, disability, and life insurance typically offered through employers. In order to estimate the rates of having these insurance policies, as well as how insurance status affects reports of financial stress, we conducted half-hour telephone interviews with 983 working-age persons across the US, who reported being diagnosed with MS. The interviews occurred from May through November 2005, and among the sampled individuals contacted and confirmed eligible, 93.2% completed the interview. The study population was largely female (78.9%), Caucasian (86.4%), married (68.6%), with at least some college education (71.5%), and unemployed (60.2%). Overall, 96.3% had some health insurance (40.3% with public health insurance, primarily Medicare), 56.7% had long-term disability insurance (36.4% with public programs), and 68.3% had life insurance. Notably, 27.4% indicated that, since being diagnosed with MS, health insurance concerns had significantly affected employment decisions. In addition, 16.4% reported considerable difficulty paying for health care, 27.4% put off or postponed seeking needed health care because of costs, and 22.3% delayed filling prescriptions, skipped medication doses, or split pills because of costs. Overall, 26.6% reported considerable worries about affording even basic necessities, such as food, utilities, and housing. Multiple Sclerosis 2007; 13: 534-546. http://msj.sagepub.com
资源对多发性硬化症女性感知功能限制的影响。
DOI：
10.1097/01376517-200412000-00004
发表时间：
2004
期刊：
The Journal of neuroscience nursing : journal of the American Association of Neuroscience Nurses
影响因子：
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作者：
Clingerman,Evelyn;Stuifbergen,Alexa;Becker,Heather
通讯作者：
Becker,Heather
残疾人医疗保险人群的获取和满意度。
影响因子：
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作者：
Rosenbach,ML
通讯作者：
Rosenbach,ML