The Impact of Non-Interest Business Development on the Performance of Chinese Rural Commercial Banks
The Impact of Non-Interest Business Development on the Performance of Chinese Rural Commercial Banks
复制标题
非利息业务发展对中国农村商业银行绩效的影响
DOI：
10.1080/1540496x.2019.1711369
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发表时间：
2020-02
影响因子：
4
通讯作者：
Rashid Latief
中科院分区：
文献类型：
--
作者：
周月书;彭媛媛;Rashid Latief
摘要中国农村商业银行自改制以来，一直以支持农业和可持续发展为目标。本文旨在分析非利息业务发展对农村信用社经营绩效的影响。我们的样本包括中国东部八个省的107个农村信用社。研究结果显示，非利息收入与农村信用社绩效之间呈U型关系。主要原因是在业务发展的不同阶段，手续费和佣金以外的非利息业务实现了规模效益。进一步的分析发现，农村信用社非利息业务的发展对农村信用社的绩效存在门槛效应。当非利息业务成本率大于0.2213时，非利息业务发展对农村信用社绩效有显著影响。
ABSTRACT Since being restructured, Chinese rural commercial banks (RCBs) have had two goals: supporting the agricultural sector and sustainable development. This paper aims to analyze the effect of non-interest business development on the performance of RCBs. Our sample consists of 107 RCBs in eight provinces in eastern China. The results of the study demonstrated a U-shaped relationship between non-interest income and the performance of RCBs. The main reason is that at different stages of business development, non-interest business other than fees and commissions has achieved economies of scale. Further analysis found the existence of threshold effects on the performance of RCBs from the development non-interest business. When the cost ratio of non-interest business is higher than 0.2213, non-interest business development has a significant effect on the performance of RCBs.
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影响因子：
3.7
作者：
De Jonghe, Olivier;Diepstraten, Maaike;Schepens, Glenn
通讯作者：
Schepens, Glenn
商业演出与农业服务的契合性：来自安徽农村信用社的证据
影响因子：
4
作者：
Yuxin Wang;Yankai Yang;Zhixiang Zhou;Huaqing Wu
通讯作者：
Huaqing Wu
DOI：
10.2139/ssrn.949053
发表时间：
2006-07
期刊：
IO: Regulation
影响因子：
--
作者：
S. Wolfe;Steve Mercieca;K. Schaeck
通讯作者：
S. Wolfe;Steve Mercieca;K. Schaeck
影响因子：
1.4
作者：
Chiorazzo, Vincenzo;Milani, Carlo;Salvini, Francesca
通讯作者：
Salvini, Francesca
影响因子：
3.7
作者：
James Nguyen
通讯作者：
James Nguyen