Analysis of Insurance Industry Losses, 1 October 1987, Whittier Narrows Earthquake

在与加州保险部（DOI）的合作下，将收集1987年10月1日惠蒂尔海峡地震造成的损害和损失的保险索赔数据。国土资源部已经询问了650家在加州承保的公司，了解他们在这次地震中的总损失。本研究涉及在DOI的合作下进行的第二份调查问卷，要求每个公司支付的每一项损失索赔的详细信息。研究的结果将是关于所有保险项目损失的详细资料。这种性质的损失信息以前没有在全行业范围内收集。这些信息的可用性将允许更准确地确定免赔额的影响，以及建筑物震动损失与其他损失的关系，如火灾、内陆海洋、工人赔偿、汽车等。

In cooperation with the California Department of Insurance (DOI), data will be collected on insurance claims for damages and losses sustained in the October 1, 1987 Whittier Narrows earthquake. The DOI has already queried the 650 companies underwriting in California as to their total losses due to this earthquake. This study involves a second questionnaire, conducted with the cooperation of DOI, requesting detailed information on each and every loss claim paid out, by each company. The results of the study will be detailed information on losses, for all lines of insurance. Loss information of this nature has not previously been collected on an industry-wide basis. Availability of this information will permit more accurate determination of the effects of deductibles, and of the relation of building shake loss to other losses, such as fire, inland marine, workers compensation, auto, etc.