Analysis of Insurance Industry Losses, 1 October 1987, Whittier Narrows Earthquake

保险业损失分析，1987 年 10 月 1 日，惠蒂尔海峡地震

• 批准号: 8803594
• 负责人: Charles Scawthorn
• 金额: $ 2.9万
• 依托单位: EQE International Inc
• 依托单位国家: 美国
• 项目类别: Standard Grant
• 财政年份: 1988
• 资助国家: 美国
• 起止时间: 1988-02-15 至 1989-04-30
• 项目状态: 已结题
• 来源: https://www.nsf.gov/awardsearch/showAward?AWD_ID=8803594&HistoricalAwards=false
• 关键词: Analysis; Insurance; Industry; Losses; October

In cooperation with the California Department of Insurance (DOI), data will be collected on insurance claims for damages and losses sustained in the October 1, 1987 Whittier Narrows earthquake. The DOI has already queried the 650 companies underwriting in California as to their total losses due to this earthquake. This study involves a second questionnaire, conducted with the cooperation of DOI, requesting detailed information on each and every loss claim paid out, by each company. The results of the study will be detailed information on losses, for all lines of insurance. Loss information of this nature has not previously been collected on an industry-wide basis. Availability of this information will permit more accurate determination of the effects of deductibles, and of the relation of building shake loss to other losses, such as fire, inland marine, workers compensation, auto, etc.

与加州保险部（DOI）合作，数据 将收取保险索赔的损害和损失所持续的 1987年惠蒂尔海峡地震 DOI有 已经询问了加州的650家承销公司， 这场地震造成的全部损失。 这项研究涉及第二份问卷，与 DOI的合作，要求详细信息，每一个 每个公司支付的损失索赔。 研究结果将 对所有的保险线的损失的详细信息。 损失 这种性质的信息以前没有收集在一个 全行业基础。 这些信息的可用性将允许 更准确地确定免赔额的影响， 建筑物震动损失与火灾、内陆等其他损失的关系 海事、工伤、汽车等。