No-code platform to understand and connect to any Insurance API increasing efficency in the insurance industry
No-code platform to understand and connect to any Insurance API increasing efficency in the insurance industry
批准号:
10037656
负责人:
金额:
$21.71万
依托单位:
依托单位国家:
英国
项目类别:
Collaborative R&D
财政年份:
2023
资助国家:
英国
项目状态:
已结题
起止时间:
2023 至 --
中文摘要
我们的项目专注于解决经纪人在向保险公司传输数据时所遵循的手动过程。577亿英镑或92%的英国商业保险是通过保险经纪人安排的。经纪人使用风险评估问卷从客户那里收集数据,问卷从几页到40页不等。这些数据通过pdf、电子表格和保险公司的门户网站传输给保险公司,导致客户需要几天的时间才能获得报价并引入错误。这个过程非常耗时:根据英国特许保险协会(Chartered Insurance Institute)的数据,经纪人将56%的时间花在管理任务上。我们的创新是一个无/低代码的SaaS(软件即服务)平台,使经纪人能够通过任何API将数据以数字方式传递给任何保险公司。我们的技术将摄取API,然后在用户界面中公开摄取的API,允许代理使用平台构建与该API的连接,而不需要编码技能。通常,构建API连接需要开发人员,成本高达10,000英镑。我们允许代理自己构建连接,这样他们就不用支付雇佣开发人员编写API连接的成本。我们的最终目标是让保险经纪人完全数字化,让经纪人专注于他们的客户,而不是管理任务。
英文摘要
Our project is focused on solving the very manual process that brokers follow when transfering the data to insurers. £57.7bn or 92% of all commercial insurance in the UK is arranged through an insurance broker. Brokers use a risk assessment questionnaire to collect data from their clients which varies from a few to 40 pages. That data is transferred to insurers via pdfs, spreadsheets, and insurer web-portals resulting in days for a customer to get a quote and errors introduced. This process is time consuming: brokers spend 56% of their time on administrative tasks according to the Chartered Insurance Institute.Our innovation is a no/low-code SaaS (Software-as-a-Service) platform that enables brokers to digitally pass data to any insurer through any API. Our technology will ingest an API and then expose the ingested API in a User Interface, allowing brokers to use the platform to build the connectivity with that API with no coding skills required.Normally building the API connectivity requires developers and results in costs upwards of £10,000\. We enable brokers to build the connectivity themselves so they don't pay the costs of hiring developers to write the API connectivity.Our ultimate goal is to enable insurance brokers to go fully digital, allowing brokers to focus on their clients rather than administrative tasks.
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