Doctoral Dissertation Research Rural Microcredit as a Livelihood Strategy: The Political Economy of a Nicaraguan Village

博士论文研究农村小额信贷作为生计策略：尼加拉瓜村庄的政治经济学

• 批准号: 1022596
• 负责人: Walter Little
• 金额: $ 1.19万
• 依托单位: SUNY at Albany
• 依托单位国家: 美国
• 项目类别: Standard Grant
• 财政年份: 2010
• 资助国家: 美国
• 起止时间: 2010-08-15 至 2011-07-31
• 项目状态: 已结题
• 来源: https://www.nsf.gov/awardsearch/showAward?AWD_ID=1022596&HistoricalAwards=false
• 关键词: Doctoral; Dissertation; Research; Rural; Microcredit

Doctoral candidate Courtney Kurlanska (SUNY Albany), under the direction of Dr. Walter Little, will be conducting research on the use of microcredit as a livelihood strategy among rural Nicaraguan agriculturalists. This study will examine how the availability of microfinance influences livelihood decisions highlighting different factors such as age and gender. The shift towards microcredit as a solution to poverty has spurred an explosion of microlending programs around the globe many of which are targeted at specific groups such as women and youth. Based on an ethnographic approach, this research will study the use of microcredit and microfinance as one of many economic strategies used by agricultural households in developing countries. Through a combination of interviews, participant observation and the tracking of household expenses this research will consider how livelihood decisions are made and how access to microcredit alters those decisions. In addition to data on household economic strategies the research will also investigate the beliefs and attitudes towards microcredit of both borrowers and those representing lending organizations. This research is significant because it will contribute to a better understanding of the use of microcredit by borrowers and the social implications of providing resources to some members of a household while denying the same opportunity to others. Understanding both the economic and social implication of microlending becomes crucial as development organizations continue to move forward with this strategy as a key component of the solution to poverty.

博士候选人考特尼·库兰斯卡（纽约州立大学奥尔巴尼分校）将在沃尔特·利特尔博士的指导下，研究如何利用小额信贷作为巴布亚新几内亚农村农学家的生计战略。 本研究将探讨小额信贷的可用性如何影响生计决策，重点关注年龄和性别等不同因素。转向小额信贷作为解决贫穷的办法，促使地球仪各地的小额贷款方案激增，其中许多方案针对妇女和青年等特定群体。 这项研究将以人种学方法为基础，研究发展中国家农户使用小额信贷和小额供资作为许多经济战略之一的情况。 通过访谈、参与者观察和跟踪家庭开支，这项研究将考虑如何作出生计决定以及获得小额信贷如何改变这些决定。 除了关于家庭经济战略的数据外，研究还将调查借款人和贷款组织代表对小额信贷的信念和态度。 这项研究意义重大，因为它将有助于更好地了解借款人使用小额信贷的情况，以及向家庭中的一些成员提供资源而剥夺其他成员同样机会的社会影响。 随着发展组织继续推进这一战略，将其作为解决贫穷问题的一个关键组成部分，了解小额贷款的经济和社会影响变得至关重要。