Collaborative Proposal: Decision Models for Foreclosed Housing Acquisition and Redevelopment

最近的房屋止赎危机对个人及其社区造成了毁灭性的影响。为了减轻其中一些影响，一些社区组织正在收购丧失抵押品赎回权的财产，以努力支持社区稳定和振兴。对这些丧失抵押品赎回权的财产采取的行动包括：土地储备、修复、拆除和转售或转租。这些行动有可能将枯萎病降至最低，减少意外的住房流动性，并提供负担得起的住房机会。然而，最大限度地执行任何或所有这些战略的成本远远超过了典型的社区组织可用的资源。在这个研究项目中，私人投资机构将开发决策支持工具，以协助社区组织确定可用于社区稳定和振兴目的的可用止赎财产的子集，确定应对哪些财产采取哪些行动，何时采取行动，以及采取何种程度的行动？就更广泛的影响而言，所制定的政策/决策模式将产生与当前业务和程序相关的购置政策：(1)更有效率，即更好地利用组织资源和社会补贴；(2)更有效，即帮助各组织更快地实现与负担得起的住房和社区发展有关的社会目标；(3)更公平，即确保利益攸关方群体和社区认为止赎购置过程更加透明、一致和公平。

The recent housing foreclosure crisis has had devastating impacts on individuals and their communities. To mitigate some of these impacts a number of community-based organizations are acquiring foreclosed properties in efforts to support neighborhood stabilization and revitalization. Examples of actions taken on these foreclosed properties include: land-banking, rehabilitation, demolition and re-sale or/re-rental. These actions have the potential to minimize blight, reduce unanticipated housing mobility, and provide affordable housing opportunities. However, the cost of pursuing any or all of these strategies to their fullest extent far exceeds the resources available to typical community-based organizations. In this research project, the PIs will develop decision support tools to assist community based organizations in identifying the subset of available foreclosed properties to acquired for the purposes of neighborhood stabilization and revitalization, determining which actions should be undertaken with respect to which properties, when the actions should be taken and to what degree? In terms of broader impacts, the policy/decision models developed will yield acquisition policies that are, relative to current operations and procedures: (1) more efficient, i.e. they make better use of organization resources and social subsidies, (2) more effective, i.e. they help organizations make more rapid progress towards social goals related to affordable housing and community development, and (3) more equitable, i.e. they ensure that stakeholder groups and the communities see the foreclosure acquisition process as more transparent, consistent and fair.