Superannuation as Inheritance: Law, Practice and Reform

退休金作为继承：法律、实践与改革

• 批准号: DP240102076
• 负责人: Dr Natalie Silver
• 金额: $ 11.95万
• 依托单位: The University of Sydney
• 依托单位国家: 澳大利亚
• 项目类别: Discovery Projects
• 财政年份: 2024
• 资助国家: 澳大利亚
• 起止时间: 2024-12-01 至 2027-11-30
• 项目状态: 未结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/DP240102076
• 关键词: Superannuation; Inheritance; Law; Practice; Reform

Given that Australian retirees are leaving behind billions of superannuation assets for inheritance, this project aims to obtain accurate real world findings about how superfunds distribute superannuation inheritances in practice. Current law has not kept pace with reality, largely leaving superfund trustees to decide how to bequest their deceased members’ excess superannuation. Australian families are at the mercy of superfunds. The expected outcomes of this project include evidence-based proposals to reform industry practice and the law. These reforms will promote respect for Australians’ testamentary wishes, safeguard against abuse, and advance societal interests in philanthropy, wealth equality and fiscal responsibility.

鉴于澳大利亚退休人员将留下数十亿的养老金资产来继承，因此该项目旨在获得有关超级基金如何在实践中分发养老金继承的准确现实发现。现行法律尚未与现实保持同步，在很大程度上使超级基金受托人决定如何遗产死者的超过退休金。澳大利亚家庭受到超级基金的摆布。该项目的预期结果包括改革行业实践和法律的基于证据的建议。这些改革将促进尊重澳大利亚人的遗嘱愿望，保护虐待，并促进慈善事业，财富平等和财政责任的社会利益。