The Study of Fringe Benefits ＆ Group Term Life Insurance from the Viewpoint of Social Policy

在发达国家的社会政策和社会保障中，附加福利已经成为一个非常重要的内容。集团定期人寿保险，这是为员工和遗属的利益，包括在这些附带福利的中心。但是，近年来，在日本，调查对象不再是雇员及其遗属，而是雇主和企业。(1)从附带福利、劳资关系、日本社会等方面对团体定期人寿保险问题进行了一般性的思考。(2)本研究收集并调查了与日本团体定期寿险发展趋势相关的资料。(3)考察了日本商法百年来一系列的保险利益概念，这些概念存在于团体生命问题背后，在韩国和日本一样，团体生命问题也成为一个社会问题。在这一问题上，需要对日本和韩国进行比较，并对与这一问题相关的社会政策和社会保障理论进行反思。

In social policy and social security of advanced nations, fringe benefits have come to very important. Group Term Life Insurances, that are for the benefit of employees and the survivors, consist in the center of those fringe benefits. But, they are used not for employees and their survivors, but for employers and firms in recent years in Japan.The following matters are investigated in three years.(1) This Group Term Life Insurance Problem is considered generally, in the view of fringe benefits, management-labor relations and Japanese society, etc.(2) Several materials, which connect to the trend of Group Term Life Insurance general conditions in Japan, are gathered and investigated.(3) The series of concepts of insurable interests in the hundred years of Japanese commercial law, that exist behind the Group Life Problem, are investigated and studied.In Korea as same as in Japan, the Group Life Problem became to social problem. It needs to compare between Japan and Korea in this problem.Furthermore, it is necessary for us to think over again theories of social policy and social security concerning with this problem.