Research on International Competition and Harmonization of Financial Businesses and Financial Systems under the Expansion of International Capital Movement

该项目的重要主题是研究在金融全球化或信息技术创新的背景下，特别是欧洲和美国的金融体系之间的竞争与协调是如何演变的。因此，在欧洲，可以看出，尽管通过市场一体化、各种金融指标的高度趋同以及证券交易所的相互联系，构建了单一的欧盟金融体系，但区域内的金融结构差异更大。欧盟金融管理的主体是整个欧盟的战略主体，可以确保欧洲经济的信息通信技术创新，并为新的增长提供最优的金融基础设施建设。此外，在美国，能够确定投资银行功能，信息分析和处理功能以及风险管理功能在美标的全球发展趋势中具有重要意义。上述复杂的金融银行实践的根本原因是美国公司财务职能和授权他们的金融理论中引入的基于盈利能力评估借款人的方案。从现在开始，有必要将这种分析扩大到亚洲和日本，并在世界经济的三极中形成比较力量。此外，金融和引发并购运动的产业重组作为当前金融体制转型的重要推动力，被认为具有更为重要的意义。此外，有必要纳入历史分析的观点，并以与现在和过去的对比的形式来解决这个问题

The important subject of this project was to examine how the competition and harmonization among financial systems in especially Europe and the United States are evolving in the financial globalization or information technology innovation.Consequently, in Europe, it was able to figure out that financial structure within the area was still more greatly different in spite of construction of the single EU financial system by market integration, the advanced convergence of various financial indices, and a mutual link of Stock Exchanges., and we could make sure that the ICT innovation of the European economy whose subject of EU financial administration is a strategic subject of whole EU, and for construction of the financial infrastructure optimal for new growth. Moreover, in the United States, it was able to ascertain that an investment bank function, information analysis and processing function, and a risk management function had an important significance in growing worldwide tendency of American standard. A fundamental cause of sophisticated financial banking practices mentioned above is the scheme which evaluates a borrower based on earning capacity introduced into the U.S. corporation finance function and the financial theory to authorize them.It is required to extend such analysis even to Asia and Japan from now on, and to make the comparative power in the three poles of the world economy. Moreover, the finance and the industrial reorganization which leads merger movement as important driving force of conversion of the present financial system are considered to bring a still more important meaning. Furthermore, it is necessary to incorporate the viewpoint of history analysis and to tackle this subject in the form of the contrast with the present age and the past