Research on International Competition and Harmonization of Financial Businesses and Financial Systems under the Expansion of International Capital Movement

这个项目的重要主题是考察金融全球化或信息技术创新中特别是欧美金融体系之间的竞争与协调是如何演变的。因此，在欧洲，它能够发现，尽管通过市场一体化构建了单一的欧盟金融体系，各种金融指数提前趋同，证券交易所相互联系，但该区域内的金融结构仍然存在较大差异。我们可以确保以欧盟金融管理为主题的欧洲经济的ICT创新是整个欧盟的战略主题，并为建设最有利于新增长的金融基础设施而努力。此外，在美国，能够确定投资银行职能、信息分析和处理职能以及风险管理职能对美国标准在全球范围内日益增长的趋势具有重要意义。上述复杂的金融银行行为的一个根本原因是美国公司财务职能中引入的基于盈利能力对借款人进行评估的计划，以及授权这些计划的金融理论。今后需要将这种分析扩展到亚洲和日本，并在世界经济的三个极中进行比较。此外，金融和产业重组作为当前金融体系转型的重要推动力，被认为带来了更重要的意义。此外，还必须结合历史分析的观点，以与当代和过去的对比的形式来处理这一问题

The important subject of this project was to examine how the competition and harmonization among financial systems in especially Europe and the United States are evolving in the financial globalization or information technology innovation.Consequently, in Europe, it was able to figure out that financial structure within the area was still more greatly different in spite of construction of the single EU financial system by market integration, the advanced convergence of various financial indices, and a mutual link of Stock Exchanges., and we could make sure that the ICT innovation of the European economy whose subject of EU financial administration is a strategic subject of whole EU, and for construction of the financial infrastructure optimal for new growth. Moreover, in the United States, it was able to ascertain that an investment bank function, information analysis and processing function, and a risk management function had an important significance in growing worldwide tendency of American standard. A fundamental cause of sophisticated financial banking practices mentioned above is the scheme which evaluates a borrower based on earning capacity introduced into the U.S. corporation finance function and the financial theory to authorize them.It is required to extend such analysis even to Asia and Japan from now on, and to make the comparative power in the three poles of the world economy. Moreover, the finance and the industrial reorganization which leads merger movement as important driving force of conversion of the present financial system are considered to bring a still more important meaning. Furthermore, it is necessary to incorporate the viewpoint of history analysis and to tackle this subject in the form of the contrast with the present age and the past