Development of an ultra-thin high efficiency photovoltaic power module for more secure smart cards

Lightricity将提供一个与智能卡兼容的光伏（PV）电源模块原型，该模块将在智能卡演示器中演示用例功能，包括一系列业界认可的安全元件。这将利用我们的专利和独特高效的光伏技术和专利电源管理架构。它将采用ISO标准卡格式，并符合行业各种具有挑战性的制造工艺和耐久性测试限制。将演示在现实照明场景下的效用。这将向已经参与智能卡行业的公司证明，我们的光伏电源解决了之前被他们认为是阻碍的问题。该项目将为我们为这些公司提供模块化智能卡电源铺平道路，以便将其纳入他们自己的新设计和制造产品中。这将是一个改变游戏规则的新解决方案，现有的全球和非常重要的问题，经历了智能支付卡行业。2021年，全球信用卡欺诈损失为237亿英镑，全球智能卡市场规模为34亿英镑（2020年），预计到2027年将达到62亿英镑，其中非接触式智能卡市场占64%。其目标是使最新一代具有增强安全功能（指纹传感器生物识别和/或动态CVV显示）的有源智能卡能够扩展到抵御75%的欺诈性卡交易，这些交易发生在销售点（PoS）读卡机之外（无卡或CNP交易）。目前的增强安全卡需要PoS读卡器在非接触式交易中收集几厘米距离的射频能量，因此对在线和电话交易卡欺诈无效。

Lightricity will deliver a prototype, smart card compatible, photovoltaic (PV) power module with use-case functionality demonstrated within a smart card demonstrator including the array of industry-accepted security elements to be powered. This will utilise our patented and uniquely efficient PV technology and patented power management architectures. It will do so in the ISO standard card format and in compliance with the industry's various challenging manufacturing process and durability testing constraints. Utility under realistic illumination scenarios will be demonstrated.This will demonstrate to smart card industry companies already engaged that our PV power source solves the issues previously considered by them to be blockers. This project will pave the way for us to offer such companies a modular smart card power source for incorporation in their own new designs and manufactured products. This will be a game-changing new solution to an existing global and very significant problem experienced by the smart payment card industry.Global card fraud losses were £23.7bn in 2021 and the global smart card market of £3.4bn (2020) is projected to reach £6.2bn by 2027 with contactless smart card segment accounting for 64% of this.The objective is to enable the latest generation of powered smart cards with enhanced security features (fingerprint sensor biometrics and/or dynamic CVV displays) to be extended to countering the 75% of fraudulent card transactions that occur away from a point-of-sale (PoS) reader machine (Card Not Present or CNP transactions). Current enhanced security cards need the PoS reader to harvest RF energy at a few centimetres distance during contactless transactions so are ineffective against online and telephone transaction card fraud.