SilverBills: A Financial and Legal Tech Tool for Caregivers

SilverBills：面向护理人员的金融和法律技术工具

• 批准号: 10302021
• 负责人: Eric Chess
• 金额: $ 100万
• 依托单位: SILVERBILLS INC.
• 依托单位国家: 美国
• 财政年份: 2021
• 资助国家: 美国
• 起止时间: 2021-09-05 至 2023-05-31
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/10302021
• 关键词: Address; Alzheimer' s Disease; Alzheimer' s disease related dementia; Budgets; Businesses; Caregiver Burden; Caregiver support; Caregiver well-being; Caregivers; Client; Cognitive; Collaborations; Communication; Communication Tools; Communities; Data; Data Aggregation; Dementia; Development; Elderly; Electronic Mail; Emotional; Ensure; Financial Activity; Financial Hardship; Fraud; Goals; Grant; Health; Individual; Insurance; Laws; Legal; Measures; Medical; Mental Health; Occupational activity of managing finances; Personal Satisfaction; Persons; Phase; Plague; Private Sector; Psyche structure; Quality of life; Reporting; Research Design; Research Personnel; Safety; Secure; Security; Small Business Innovation Research Grant; Software Engineering; Stress; Students; System; Technical Degree; Technical Expertise; Technology; Telephone; Testing; Text; Time; Training; Transact; United States National Institutes of Health; Universities; Ursidae Family; Validation; Work; care recipients; caregiving; caregiving research; cloud storage; cost; design; effectiveness evaluation; emotional distress; encryption; human subject; improved; innovation; physical conditioning; recruit; statistics; tool

ABSTRACT Financial and legal management for persons with dementia (PwD) is a crucial responsibility of caregivers. This responsibility adds to the stress and strain of caregiving. Current technology tools that help with bill management and budgeting often require a high degree of technical expertise and provide an insufficient degree of personal support to address the caregivers' needs. Current approaches to financial management are typically aimed at technologically savy millennials rather than caregivers. Additionally, these approaches do not address the need for safe and accessible storage of legal documents. Thus, the current solutions available for these tasks are a mismatch for caregivers. We will address the lack of effective financial management and legal support for caregivers of PwD by building features on our existing SilverBills (V1) product that simplify financial management, provide a supportive communication tool and a vault for critical legal documents. Using proprietary technology, SilverBills receives, scrutinizes, stores, and pays bills on behalf of clients. SilverBills intends to use this NIH grant to further develop its technology and tailor capabilities to specifically address the needs of caregivers. The goal of this project is to decrease the stress and strain on caregivers of PwD, by providing a simple, safe and effective financial and legal management tool. The objective of this Direct to Phase II SBIR proposal is to develop an application designed for caregivers to oversee the financial activities of PwD and quantitatively measure financial, emotional and physical wellbeing of caregivers. Our central hypothesis is that use of the proposed Silverbills V2 product will improve overall wellbeing in caregivers of PwD. We aim to build an easy to use, customizable, client facing application for caregivers to direct the financial activities of PwD. In addition, we will enhance the capabilities of the application to reconcile banking information, detect fraud, secure data, provide enhanced reporting capabilities and provide further budgeting and planning functionality. Finally, in collaboration with researchers from the University of Denver, we will assess caregiver burden and physical, financial, and emotional distress. The team supporting Silverbills V2 includes expertise in elder law, business development, Ruby on Rails software engineering, financial security and cognitive health, caregiving, research design and statistics. The work proposed in the Aims outlined above should demonstrate that the SilverBills V2 product will: 1) Provide a financial management tool which includes a messaging system and vault of critical documents for caregivers of PwD and/or older adults, and 2) Evaluate the effectiveness of our product to decrease caregiver stress and increase caregiver quality of life. This team will support the rigorous scientific validation which will potentially provide evidence of our innovation and support this critical work to provide technological tools for financial and legal management to caregivers of PwD.

摘要 对痴呆症患者（PwD）的财务和法律的管理是护理人员的重要责任。这 责任增加了工作的压力和紧张。有助于账单管理的当前技术工具 和预算编制往往需要高度的技术专长，并提供不足的程度的个人 支持满足照顾者的需求。目前的财务管理方法通常是针对 技术精明的千禧一代而不是照顾者。此外，这些方法不能满足 用于安全和可访问地存储法律的文件。因此，当前可用于这些任务的解决方案是 不匹配的护理人员。我们将解决缺乏有效财政管理和法律的支持的问题， 通过在我们现有的SilverBills（V1）产品上构建功能， 管理，提供支持性的沟通工具和关键法律的文件的保管库。使用专有 SilverBills代表客户接收、审查、存储和支付账单。SilverBills打算使用 这项NIH赠款将进一步开发其技术，并定制能力，以专门满足以下需求： 照顾者该项目的目标是通过提供一个 简单、安全和有效财务和法律的管理工具。本直接至第二阶段SBIR的目标 建议是开发一个专为护理人员设计的应用程序，以监督PwD的财务活动， 量化衡量照顾者的财务、情感和身体健康。我们的核心假设是， 使用拟议的Silverbills V2产品将改善PwD护理人员的整体健康状况。我们的目标是建立 一个易于使用，可定制，面向客户端的应用程序，为护理人员指导PwD的财务活动。在 此外，我们将增强应用程序的功能，以协调银行信息，检测欺诈， 数据，提供增强的报告能力，并提供进一步的预算编制和规划功能。最后， 与丹佛大学的研究人员合作，我们将评估照顾者的负担和身体， 经济和精神上的困扰支持Silverbills V2的团队包括老年法，商业 开发，Ruby on Rails软件工程，金融安全和认知健康，研究，研究 设计和统计。上述目标中提出的工作应证明SilverBills V2 产品将：1）提供一个财务管理工具，其中包括一个消息系统和关键信息库。 PwD和/或老年人护理人员的文件，以及2）评估我们产品的有效性， 减少照顾者的压力并提高照顾者的生活质量。这个团队将支持严谨的科学 验证，这将有可能为我们的创新提供证据，并支持这项关键工作， 为残疾人护理者提供财务和法律的管理的技术工具。