SilverBills: A Financial and Legal Tech Tool for Caregivers

摘要 对痴呆症患者(PWD)的财务和法律管理是照顾者的重要责任。这 责任增加了照料的压力和压力。帮助帐单管理的当前技术工具 而预算往往需要高度的技术专长，并提供不充分的个人 为满足照顾者的需求提供支持。目前的财务管理方法通常旨在 精通技术的千禧一代，而不是照顾者。此外，这些方法不能满足需求 用于安全和方便地存储法律文件。因此，当前可用于这些任务的解决方案是 看护人的不匹配。我们将解决缺乏有效的财务管理和法律支持的问题 通过在我们现有的SilverBill(V1)产品上构建简化财务的功能，为PWD的照顾者提供 管理，提供支持性的沟通工具和重要法律文件的保管库。使用专有技术 技术方面，SilverBill代表客户接收、检查、存储和支付账单。SilverBill打算使用 这笔NIH赠款旨在进一步开发其技术和定制能力，以具体满足 照顾者。这个项目的目标是通过提供一种治疗方法，减少残疾患者照顾者的压力 简单、安全、有效的金融和法律管理工具。这一直接到第二阶段SBIR的目标 建议是开发一个为照顾者设计的应用程序，以监督残疾人士的财务活动和 定量衡量照顾者的经济、情感和身体健康状况。我们的中心假设是 使用建议的SilverBill V2产品将改善残疾患者照顾者的整体健康状况。我们的目标是建立 一个易于使用，可定制的，面向客户的应用程序，供照顾者指导残疾人士的财务活动。在……里面 此外，我们将增强应用程序的功能，以协调银行信息、检测欺诈、保护 数据，提供增强的报告能力，并提供进一步的预算编制和规划功能。最后， 与丹佛大学的研究人员合作，我们将评估照顾者的负担和身体状况， 经济上和精神上的痛苦。支持SilverBill V2的团队包括资深法律、商业方面的专业知识 开发，Ruby on rails软件工程，金融安全和认知健康，护理，研究 设计和统计。上述目标中提出的工作应证明SilverBill V2 产品将：1)提供财务管理工具，其中包括报文传送系统和关键 为残疾人和/或老年人的照顾者提供的文档，以及2)评估我们产品的有效性，以 减少照顾者的压力，提高照顾者的生活质量。这个团队将支持严谨的科学研究 验证，这可能会为我们的创新提供证据，并支持这项关键工作，以提供 为残疾人照顾者提供财务和法律管理的技术工具。

ABSTRACT Financial and legal management for persons with dementia (PwD) is a crucial responsibility of caregivers. This responsibility adds to the stress and strain of caregiving. Current technology tools that help with bill management and budgeting often require a high degree of technical expertise and provide an insufficient degree of personal support to address the caregivers' needs. Current approaches to financial management are typically aimed at technologically savy millennials rather than caregivers. Additionally, these approaches do not address the need for safe and accessible storage of legal documents. Thus, the current solutions available for these tasks are a mismatch for caregivers. We will address the lack of effective financial management and legal support for caregivers of PwD by building features on our existing SilverBills (V1) product that simplify financial management, provide a supportive communication tool and a vault for critical legal documents. Using proprietary technology, SilverBills receives, scrutinizes, stores, and pays bills on behalf of clients. SilverBills intends to use this NIH grant to further develop its technology and tailor capabilities to specifically address the needs of caregivers. The goal of this project is to decrease the stress and strain on caregivers of PwD, by providing a simple, safe and effective financial and legal management tool. The objective of this Direct to Phase II SBIR proposal is to develop an application designed for caregivers to oversee the financial activities of PwD and quantitatively measure financial, emotional and physical wellbeing of caregivers. Our central hypothesis is that use of the proposed Silverbills V2 product will improve overall wellbeing in caregivers of PwD. We aim to build an easy to use, customizable, client facing application for caregivers to direct the financial activities of PwD. In addition, we will enhance the capabilities of the application to reconcile banking information, detect fraud, secure data, provide enhanced reporting capabilities and provide further budgeting and planning functionality. Finally, in collaboration with researchers from the University of Denver, we will assess caregiver burden and physical, financial, and emotional distress. The team supporting Silverbills V2 includes expertise in elder law, business development, Ruby on Rails software engineering, financial security and cognitive health, caregiving, research design and statistics. The work proposed in the Aims outlined above should demonstrate that the SilverBills V2 product will: 1) Provide a financial management tool which includes a messaging system and vault of critical documents for caregivers of PwD and/or older adults, and 2) Evaluate the effectiveness of our product to decrease caregiver stress and increase caregiver quality of life. This team will support the rigorous scientific validation which will potentially provide evidence of our innovation and support this critical work to provide technological tools for financial and legal management to caregivers of PwD.