Traydstream Share - A Data and Document Sharing Product using Blockchain and IPFS Combined
Traydstream Share - A Data and Document Sharing Product using Blockchain and IPFS Combined
批准号:
105216
负责人:
金额:
$26.2万
依托单位:
依托单位国家:
英国
项目类别:
Feasibility Studies
财政年份:
2019
资助国家:
英国
项目状态:
已结题
起止时间:
2019 至 --
中文摘要
“Traydstream开发了四个核心技术解决方案,正在颠覆全球贸易融资。银行对贸易融资文件的审核通常需要6-8小时,或多达10 - 45天,涉及四方,即买方、卖方和分别代表双方的银行。通过自动化,Traydstream将(目前)单个聚会减少到不到20分钟。Traydstream颠覆性的野心还不止于此。该公司现在希望通过开发一种尖端的软件产品来推进其技术,该产品将逐步允许当前的分发方法,电子邮件和快递,这是连续的和不安全的,使用分布式账本技术(DLT)和所谓的“新互联网”称为Interplanentary File System (IPFS)的并行和安全分发方法。该项目的成功结果将为Traydstream提供一种方法,以实现其战略处理目标,即所有四方需要在5分钟或更短的时间内接收、处理、批准和完成贸易融资交易。与目前平均15天的周期相比,它节省了99.9%的时间,几乎是现在的100倍。虽然在贸易融资交易的早期处理过程中,效率和生产力的提高是有好处的,但更快地解决和分发数据和文件,有效地帮助更快地完成交易,释放大量的营运资金。这意味着卖方和卖方银行的现金可以更快地重新进入市场,从而可以用来帮助开发下一批出口商品。实际上,买卖的过程加快了,带来了更少的风险和更大的经济增长潜力。在买方银行方面,来自所有四方的批准的较早确认完成了购买过程,从而帮助降低了出售的风险,并允许银行为现在需要短期融资和较少金额的中小企业提供资金。在未来,该产品的使用可以直接扩展到其他参与者,如航运或检验公司,这样他们就可以更直接地向卖方及其银行提供证明文件。该产品也有可能扩展到其他行业,如保险、医疗保健、政府、法律和安全服务。为软件产品开发的新知识产权将提交给专利局。”
英文摘要
"Traydstream has developed four core technology solutions that are disrupting global trade finance. A Trade Finance document review by bank typically takes between 6-8 hours or as much as between 10 and 45 days between the four involved parties i.e. a buyer, a seller and a bank representing each of these, respectively.Through automation, Traydstream has reduced (currently) a single party to less than 20 minutes.Traydstream's disruptive ambitions do not end there. The company now wishes to advance its technology by developing a cutting edge software product that will gradually allow the current method of distribution, email and courier, which is sequential and unsecure, to a parallel and secure distribution method using Distributed Ledger Technology (DLT) and the so-called ""new internet"" called the Interplanentary File System (IPFS).A successful outcome from this project would provide Traydstream with a way to meet its strategic processing target of 5 minutes or less for all four parties required to receive, process, approve & consummate the Trade Finance transaction. Against a current cycle average of 15 days it represents a time saving of 99.9% or almost 100 times faster than today.Whilst there are benefits of efficiency and productivity gains in the early processing of the trade finance transactions a quicker resolution and distribution of the data and documents effectively helps close the deal sooner and free up large amounts of working capital. It means that cash to the seller and the sellers bank re-enters the market much more quickly and can thus be used to help fund the development of the next series of goods for export. Effectively the process of buying and selling is accelerated, bringing with it less risk and the potential for greater economic growth. On the Buyers bank side the earlier confirmation of approval from all four parties completes the purchasing process, thereby helping de-risk the sale and allowing banks to fund SME's who now require shorter term financing and for lesser amounts.In the future the use of the product could be extended directly to other players such as shipping or inspection companies so they can provide their supporting documents more directly to the seller, and its Bank. There is also potential to extend the product into other industries such as insurance, health care, government, legal and the security services. New intellectual property developed for the software product will be submitted to the patent office."
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