Combining Telematics and the Connected Home to Launch a Disruptive Home Insurance Platform

结合远程信息处理和互联家居，推出颠覆性的家庭保险平台

• 批准号: 133309
• 金额: $ 32.92万
• 依托单位: NEOS VENTURES LIMITED
• 依托单位国家: 英国
• 项目类别: Feasibility Studies
• 财政年份: 2018
• 资助国家: 英国
• 起止时间: 2018 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=133309
• 关键词: Combining; Telematics; Connected; Home; Launch

Home insurers are struggling to engage with customers. Customer concerns over renewal price inflation & complex non-transparent policies with difficult & outdated forms of communication, are leading to poor customer experience, low customer retention rates & profitability issues. Customers want insurance to be relevant, tailored to their requirements & to be only paying for what they need. Telematics & the Internet of Things (IoT) have revolutionised numerous industries in recent years (motor); however the home insurance industry has been slow to adopt new innovations. 'ConnectedHome systems' offer the opportunity to gain an enhanced knowledge of customers & use this info to deliver personalised insurance solutions. Research indicates a CH insurance proposition could result in a reduction in claims by 40-60% by more effectively controlling risks; & would offer consumers price reductions, better efficiency & security. Despite this, there are currently no ConnectedHome insurance products in the marketplace . Neos Ventures Ltd will complete a 12 month Experimental Development project to develop a disruptive novel ConnectedHome insurance solution that will bring the benefits of telematics to the home insurance market

家庭保险公司正在努力与客户互动。客户对续订价格上涨和复杂的不透明政策以及困难和过时的沟通形式的担忧，导致客户体验差，客户保留率低和盈利能力问题。客户希望保险是相关的，适合他们的要求，并只支付他们所需要的。近年来，电信和物联网（IoT）已经彻底改变了许多行业（汽车）;然而，家庭保险行业在采用新创新方面进展缓慢。“互联家庭系统”提供了获得客户增强知识的机会，并使用此信息提供个性化的保险解决方案。研究表明，CH保险提案可以通过更有效地控制风险，将索赔减少40-60%;并将为消费者提供更低的价格，更好的效率和安全性。尽管如此，目前市场上还没有ConnectedHome保险产品。Neos Ventures Ltd将完成一个为期12个月的实验开发项目，开发一个颠覆性的新型ConnectedHome保险解决方案，将远程信息处理的好处带到家庭保险市场