Combining Telematics and the Connected Home to Launch a Disruptive Home Insurance Platform

房屋保险公司正在努力吸引客户。客户对更新价格通胀和复杂的不透明政策以及困难和过时的沟通形式的担忧，导致了糟糕的客户体验，低客户保留率和盈利问题。客户希望保险是相关的，根据他们的需求量身定制的，并且只支付他们需要的费用。近年来，远程信息处理和物联网（IoT）已经彻底改变了许多行业（汽车）；然而，家庭保险行业在采用新的创新方面进展缓慢。“互联家庭系统”提供了获得更多客户知识的机会，并利用这些信息提供个性化的保险解决方案。研究表明，通过更有效地控制风险，CH保险可以使理赔减少40-60%；并将为消费者提供更低的价格，更好的效率和安全性。尽管如此，目前市场上还没有联网家庭保险产品。Neos Ventures Ltd将完成一项为期12个月的实验开发项目，开发一种颠覆性的新型互联家庭保险解决方案，将远程信息处理技术的优势带入家庭保险市场

Home insurers are struggling to engage with customers. Customer concerns over renewal price inflation & complex non-transparent policies with difficult & outdated forms of communication, are leading to poor customer experience, low customer retention rates & profitability issues. Customers want insurance to be relevant, tailored to their requirements & to be only paying for what they need. Telematics & the Internet of Things (IoT) have revolutionised numerous industries in recent years (motor); however the home insurance industry has been slow to adopt new innovations. 'ConnectedHome systems' offer the opportunity to gain an enhanced knowledge of customers & use this info to deliver personalised insurance solutions. Research indicates a CH insurance proposition could result in a reduction in claims by 40-60% by more effectively controlling risks; & would offer consumers price reductions, better efficiency & security. Despite this, there are currently no ConnectedHome insurance products in the marketplace . Neos Ventures Ltd will complete a 12 month Experimental Development project to develop a disruptive novel ConnectedHome insurance solution that will bring the benefits of telematics to the home insurance market