The Fintuity Virtual Adviser – Revolutionising Digital Consumer Access to Financial Advice

随着经济适应COVID-19的现实，前景仍然困难，约有1000多万工人被解雇，中小企业陷入困境，制造业PMI出现有史以来最严重的收缩-经济前景黯淡;养老金持有人/个人/投资者正在寻找保护其资产的方法。IFA-该部门对英国的财务状况至关重要，因为它为保护个人和家庭财务提供了必要的支持。根据FCA的数据，每年有600万人使用IFA服务，但该行业技术仍然落后，运营成本增加，利润率低，服务费更高。随着COVID-19危机冲击全球和英国经济，获得具有成本效益、受监管和稳健的财务建议的需求现在比以往任何时候都更加重要。许多人向英国独立财务顾问（IFA）社区寻求财务建议，许多人是因为获得个人或家庭财务投资组合建议的高额费用而出局的--传统的，往往更喜欢面对面的接触，IFA部门提供了一个基本的，但技术落后的服务。需要的是一个消费者平台，支持消费者获得金融咨询的范围包括抵押贷款，保险，储蓄，养老金和税务规划仅举几例-Fintuity虚拟顾问将是一个免费的服务/工具，将为消费者提供全面的定制和合规建议。在英国，约有1200万人在寻求建议，该平台有能力通过向所有人提供建议和支持来显著扰乱市场，无论储蓄如何-现在比以往任何时候都更需要这种技术。在专有人工智能的驱动下，虚拟顾问将为消费者提供建议，无论其位置，年龄和收入水平如何，他们都需要在这个困难时期做出正确的决定。

As the economy adapts to COVID-19 realities, the outlook remains difficult with some 10 million-plus furloughed workers, struggling SME's and with the Manufacturing PMI seeing the most severe contraction ever - the economic outlook is bleak; pension-holders/individuals/investors are looking for ways to safeguard their assets.The IFA-sector is critically important to the financial wellbeing of the UK as it imparts essential support to help protect individual & family finances. According to the FCA, 6M people use IFA services each year, however the industry remains technologically poor with increased operational costs, low profit-margins and higher service fees. As the COVID-19 crisis rocks the global and UK economies, the need to gain cost-efficient, regulated and sound financial advice is now more important than ever.With many seeking financial advice from the UK's Independent Financial Adviser (IFA) community, many are out off by the seemingly high fees associated with gaining advice on an individual or family's financial portfolio -- traditional and often preferring a face to face engagement, the IFA sector provides an essential but technologically poor service.What is needed is a consumer platform that supports consumer access to financial advice across a range of sectors including mortgages, insurance, savings, pensions and tax planning to name a few - the Fintuity Virtual Adviser will be a free-of-charge service/tool that will provide a comprehensive of tailored and compliant advice to the consumer. With some 12 million people seeking advice in the UK the platform has the capacity to significantly disrupt the market by making advice and support open to all regardless of savings -- now more than ever this technology is needed.Driven by proprietary AI the Virtual Adviser will connect consumers regardless of location, age and income bracket with the advice that they need to make the right decisions during this difficult time.