The real effects of bank capital regulation on international bank lending

银行资本监管对国际银行贷款的实际影响

• 批准号: DP170101413
• 负责人: Prof Eliza Wu
• 金额: $ 18.16万
• 依托单位: The University of Sydney
• 依托单位国家: 澳大利亚
• 项目类别: Discovery Projects
• 财政年份: 2017
• 资助国家: 澳大利亚
• 起止时间: 2017-01-01 至 2021-12-31
• 项目状态: 已结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/DP170101413
• 关键词: real; effects; bank; capital; regulation

This project aims to analyse the effect of risk-based capital regulation on international bank lending and real economic activity in borrowing countries. The Global Financial Crisis and financial turmoil highlighted serious failings in global banks’ regulatory framework. Since the international financial system is not resilient, redesigning capital regulation as part of wider reforms is urgently needed. In light of this, Australia’s latest Financial System Inquiry advocated higher bank capital requirements. This project expects to raise awareness among national and international policy makers and prudential regulators working towards further banking regulatory reforms.

该项目旨在分析基于风险的资本监管对国际银行贷款和借款国实体经济活动的影响。全球金融危机和金融动荡突显出全球银行监管框架的严重缺陷。由于国际金融体系缺乏弹性，迫切需要重新设计资本监管，将其作为更广泛改革的一部分。有鉴于此，澳大利亚最新的《金融体系调查》主张提高银行资本金要求。该项目预计将提高国家和国际政策制定者和审慎监管者对进一步进行银行监管改革的认识。