Towards a superannuation system fit for the future

建立适合未来的退休金制度

• 批准号: LP160101038
• 负责人: A/Prof Bonsoo Koo
• 金额: $ 15.43万
• 依托单位: Monash University
• 依托单位国家: 澳大利亚
• 项目类别: Linkage Projects
• 财政年份: 2016
• 资助国家: 澳大利亚
• 起止时间: 2016-11-08 至 2022-12-31
• 项目状态: 已结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/LP160101038
• 关键词: Towards; superannuation; system; fit; future

Towards a superannuation system fit for the future. This project aims to develop a stochastic superannuation model and propose alternative post retirement solutions, using data-led understanding of savings habits. Funding for the increasing cost of the growing older population will, if not modelled, forecast and managed adequately, swamp all other welfare and state funded costs. To manage older age costs adequately, governments need to encourage people to save and provide ways people can save—but need to better understand how people save money for their old age. This research is expected to enable the “superannuation change“ necessary for the superannuation system to remain sustainable and fund retirees to live well.

建立适合未来的退休金系统。该项目旨在利用数据主导的储蓄习惯了解随机退休金模型和提案替代退休解决方案。为增长的老年人口成本增长的资金（如果不建模的话）将预测和适当管理，淹没所有其他福利和国家资助的成本。要充分管理年龄较大的成本，政府需要鼓励人们储蓄并提供人们可以节省的方式，但是需要更好地了解人们如何为老年节省资金。预计这项研究将使退休金系统保持可持续性并为退休人员提供良好生活所需的“退休金变化”。