Towards a superannuation system fit for the future

建立适合未来的退休金制度

• 批准号: LP160101038
• 负责人: A/Prof Bonsoo Koo
• 金额: $ 15.43万
• 依托单位: Monash University
• 依托单位国家: 澳大利亚
• 项目类别: Linkage Projects
• 财政年份: 2016
• 资助国家: 澳大利亚
• 起止时间: 2016-11-08 至 2022-12-31
• 项目状态: 已结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/LP160101038
• 关键词: Towards; superannuation; system; fit; future

Towards a superannuation system fit for the future. This project aims to develop a stochastic superannuation model and propose alternative post retirement solutions, using data-led understanding of savings habits. Funding for the increasing cost of the growing older population will, if not modelled, forecast and managed adequately, swamp all other welfare and state funded costs. To manage older age costs adequately, governments need to encourage people to save and provide ways people can save—but need to better understand how people save money for their old age. This research is expected to enable the “superannuation change“ necessary for the superannuation system to remain sustainable and fund retirees to live well.

建立一个适合未来的养老金制度。该项目旨在开发一个随机养老金模型，并提出替代退休后的解决方案，使用数据引导的储蓄习惯的理解。为不断增长的老年人口提供的资金，如果不进行建模、预测和适当管理，将淹没所有其他福利和国家资助的费用。为了充分管理老年成本，政府需要鼓励人们储蓄，并提供人们储蓄的方式，但需要更好地了解人们如何为老年储蓄。这项研究有望实现养老金制度保持可持续性所必需的“养老金变革”，并为退休人员提供资金，使他们过上更好的生活。