Money talks: An investigation into the efficacy of UK anti-money laundering policy

有钱能使鬼推磨：对英国反洗钱政策有效性的调查

• 批准号: 2116837
• 金额: --
• 依托单位: University of Brighton
• 依托单位国家: 英国
• 项目类别: Studentship
• 财政年份: 2018
• 资助国家: 英国
• 起止时间: 2018 至 无数据
• 项目状态: 已结题
• 来源: https://gtr.ukri.org/projects?ref=studentship-2116837
• 关键词: Money; talks; investigation; into; efficacy

My primary, empirical research study will draw on evaluations, explanations and experiences within UK banks and the NCA to explore the SAR reporting process. To do this, I will address the following research questions:What are the limitations of the existing SAR process in fraud detection and prevention in the UK?How do the theoretical frameworks emphasising 'routinisation' and 'responsibilisation' influence the SAR delegated regulatory process?To what extent does profiling, used by banks in the SAR process, reflect wider patterns of suspicion and financial 'risk' construction?This research will employ innovative ethnographic approaches, adopting an interactionist epistemology foregrounding notions of power, institutional process and regulatory governance (Dennis and Martin, 2005). The research will be multi-sited, investigating those in different positions of power. The SAR process is complex, and my study will employ the novel approach of multi-sited ethnography underpinned by polymorphous engagement within a number of UK banks and at the NCA.The projected impact of my research will be twofold. Firstly, to develop research examining the SAR reporting process through a greater understanding of routinisation, responsibilisation and governance, so as to improve risk assessment and intelligence development in financial security. Secondly, the research will help develop methodological approaches to the empirical study of spheres of localised (financial) governance. These are under-researched areas and yet they have tremendous influence over our lives and finances.

我的主要实证研究将借鉴英国银行和 NCA 的评估、解释和经验来探索 SAR 报告流程。为此，我将解决以下研究问题：英国现有的 SAR 流程在欺诈检测和预防方面有哪些局限性？强调“常规化”和“责任化”的理论框架如何影响 SAR 授权监管流程？银行在 SAR 流程中使用的分析在多大程度上反映了更广泛的怀疑模式和金融“风险”构建？本研究将采用创新的人种学方法，采用 互动主义认识论突出了权力、制度过程和监管治理的概念（Dennis 和 Martin，2005）。该研究将在多个地点进行，调查处于不同权力位置的人。 SAR 过程很复杂，我的研究将采用多地点民族志的新颖方法，该方法以英国多家银行和 NCA 的多形态参与为基础。我的研究的预计影响将是双重的。首先，通过对程序化、责任化和治理的深入了解，开展对特别行政区报告流程的研究，以改进金融安全的风险评估和情报开发。其次，该研究将有助于开发地方（金融）治理领域实证研究的方法论。这些都是研究不足的领域，但它们对我们的生活和财务有着巨大的影响。