Unclaimed Injuries and Workers' Compensation Adequacy

无人认领的伤害和工伤赔偿充足性

• 批准号: 6661887
• 负责人: DARIUS N. LAKDAWALLA
• 金额: $ 8.84万
• 依托单位: RAND CORPORATION
• 依托单位国家: 美国
• 财政年份: 2002
• 资助国家: 美国
• 起止时间: 2002-09-01 至 2005-08-31
• 项目状态: 已结题
• 来源: https://reporter.nih.gov/project-details/6661887
• 关键词: behavioral /social science research tag; clinical research; data collection methodology /evaluation; disability insurance; human data; income; income maintenance; information systems; injury; longitudinal human study; occupational health /safety; occupational psychology; occupations; work site

DESCRIPTION: The workers' compensation system is designed to provide health care and compensation to all American workers who suffer injuries or illnesses in the workplace without regard to fault. However, preliminary analysis suggests that only half of injured workers file claims. In light of this fact, we propose research with two key goals: (1) To understand the economic, demographic, and policy factors that cause workers with occupational injuries and illnesses not to file claims; (2) To reassess the adequacy of workers' compensation wage replacement rates, in light of the fact that many workers do not file claims or receive benefits of any kind. Consideration of the first goal reveals the surprising finding that the most vulnerable workers-those with the least alternative insurance against workplace injuries and illnesses-may be the ones least likely to file for workers' compensation. They may face higher costs of filing workers' compensation claims. To pursue the second goal, we calculate the total wages lost over several years as a result of a workplace injury, which we will compare to the benefits paid by workers' compensation. These calculations will include the zero benefits paid to workers who do not file claims. We will use the National Longitudinal Survey of Youth (NLSY), a public-use database sponsored by the United States Department of Labor. Use of the NLSY breaks new empirical ground in two important ways. First, the NLSY is a nationally representative database, containing extensive information on over 4,000 workplace injuries, while previous analyses of workers' compensation filing have been limited to the use of site-, firm-, or region-specific data. Second, the NLSY has longitudinal data on earnings as well as unclaimed injuries, while previous analyses of the adequacy of workers' compensation have been limited to workers who file claims. This research is within NIOSH's NORA priority area of the Social and Economic Consequences of Workplace Injuries and Illnesses.

描述：工人的赔偿制度旨在提供健康 对所有受伤或生病的美国工人的照顾和赔偿 在工作场所不考虑过错。然而，初步分析 只有一半的受伤工人提出索赔。鉴于这一事实， 我们提出了两个关键目标的研究：（1）为了了解经济， 人口统计学和政策因素导致工人职业伤害 （2）对劳动者的健康状况进行重新评估; 补偿工资替代率，鉴于许多工人 不提出索赔或接受任何形式的好处。审议第一 goal揭示了一个令人惊讶的发现，最脆弱的工人-那些有 针对工伤和疾病的最低替代保险可能是 最不可能申请工人赔偿的人他们可能面临更高的 提出工人赔偿要求的费用。为了实现第二个目标，我们 计算几年来由于工作场所而损失的工资总额 我们将把它与工人赔偿所支付的福利进行比较。 这些计算将包括支付给那些不享受福利的工人的零福利。 提交索赔。 我们将使用国家青年纵向调查（NLSY），一个公共使用的 由美国劳工部赞助的数据库。使用NLSY 在两个重要方面开辟了新的经验基础。首先，NLSY是一个 具有国家代表性的数据库，其中载有关于 4，000起工伤事故，而之前对工人赔偿的分析 归档仅限于使用站点、公司或区域特定数据。 第二，NLSY有关于收益和无人认领的纵向数据， 虽然以前对工人赔偿是否充分的分析 仅限于提出索赔的工人。 这项研究是在NIOSH的诺拉的社会和经济的优先领域 工作场所伤害和疾病的后果。