Evaluating the risk reduction value of security products against mass market cyber crime

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Mass-market cyber crime targets common users of computer systems worldwide. This type of crime exists in many different varieties, such as banking fraud, counterfeit sales, confidence fraud, fake anti-virus extortion, etc., depending on the monetizing scheme used by criminals to turn in a profit. An almost invariant characteristic of such crimes is that, at some point or other, cyber criminals need to compromise and take control of computers belonging to unsuspecting users. In certain cases, these compromised machines are only used as accessories to crime, and their owners are not directly impacted by these activities. However, in other cases such as banking fraud and cyber extortion, significant monetarily loss can be incurred by the owners of compromised machines.