本课题以“精准扶贫”为视角，基于随机对照试验，系统评估贫困村互助资金项目的减贫效果，深入分析项目的减贫机制，并探讨项目发展的可持续性，旨在为现阶段国家扶贫攻坚提供政策性建议。本课题的研究包括三个部分：（1）基于随机对照试验，从多角度评估贫困村互助资金项目对家户减贫的短期和中长期影响。（2）基于异质性分析的方法，分析贫困户项目参与状况、资金使用情况和发展生产成效，评估互助资金项目是否做到“扶贫对象精准”、“资金使用精准”以及“脱贫成效精准”。（3）结合项目运作的财务数据和调查问卷信息，判定贫困村互助资金项目可持续发展所需要的条件，并按照“项目安排精准”的要求为项目推广提供政策建议。

From the perspective of “Accurate Poverty Alleviation”, this project will assess the impact, mechanism, and sustainability of Mutual-help Fund program on poverty reduction in poor villages in China by using a randomized control trial. The project includes following three parts. First, we will provide systematical experimental evaluation of the short- and long- run impacts of the Mutual-help Fund program on poverty reduction for households in treatment villages by using multiple measurements for poverty. Second, we will examine whether the poor households in the treatment village participate the program, how they use the loans, and impacts on profit of their production using heterogeneous analysis method. By doing so, we can assess to what extent the Mutual-help Fund program can target on the poor households, use funds efficiently, and reduce poverty effectively. Lastly, we will identify the conditions for sustainable development of the Mutual-help Fund program. Policy implications of the program will be made according to the rule of efficacy.