Doctoral Dissertation Research: The Effects of Bankruptcy Across Credit and Labor Markets

SES：1028387PI：Barbara F.ReskinCo-Pi：Michelle Maroto Institution：华盛顿大学累积劣势理论预测，随着时间的推移，个人之间的分歧，一个人建立资源，另一个人失去资源。这个项目通过研究破产的决定因素和后果来检验劣势的积累。破产提供了一个清除以前债务的机会，但它可能是一个污名化的过程，后来会产生负面后果，包括失业和收入损失。对一个模型进行了测试，该模型描述了一个随着时间的推移失业、债务增加和破产的循环，作为累积劣势过程的一部分。研究了两个纵向数据集：国家青年纵向调查和收入动态小组研究，以估计破产的预测因素和结果。更广泛的影响：更好地了解破产的原因和后果可以帮助预防破产和减轻事后的不利后果。

SES: 1028387PI: Barbara F. ReskinCo-PI: Michelle Maroto Institution: University of Washington Cumulative disadvantage theory predicts divergence over time between individuals, where one person builds resources, another loses them. This project examines the accumulation of disadvantage by studying the determinants and consequences of bankruptcy. Bankruptcy offers an opportunity to purge previous debt, but it can be a stigmatizing process with later negative outcomes including job and income loss. A model is tested that depicts a cycle of job loss, increased debt, and bankruptcy over time as part of a process of cumulative disadvantage. Two longitudinal datasets are examined: the National Longitudinal Survey of Youth and the Panel Study of Income Dynamics to estimate predictors and outcomes of bankruptcy.Broader Impacts:A better understanding of the causes and consequences of bankruptcy can aid in its prevention and in the mitigation of adverse consequences after the event.