Understanding the Saving Behaviour of Australian Households: Private Retirement Provision and the Policy of Forced Saving

对澳大利亚退休储蓄行为的研究结果将产生一系列的国家利益。首先，跨机构和国际研究人员的合作将提高和促进澳大利亚的研究技能。其次，澳大利亚的研究将被置于一个重要的国际领域的前沿。第三，该研究将为公共政策的设计提供证据基础，以确保澳大利亚人在退休后获得足够的资源。由于澳大利亚人口的快速老龄化，这是一个紧迫的公共政策问题：预计在未来40年里，65岁以上的人口比例将从10%翻倍至20%。

The outcomes from the research on Australian retirement saving behaviour will generate a range of national benefits. First, the collaboration of researchers across institutions, and internationally, will enhance and promote Australian research skills. Second, Australian research will be will be placed at the forefront of an important, international field. Third, the research will make fundamental contributions to the evidence base for the design of public policies to ensure Australians have access to adequate resources in retirement. This is an urgent public policy concern due to the rapid ageing of the Australian population: the fraction aged over 65 years is forecast to double from 10% to 20% over the next 40 years.