The Study of Fringe Benefits ＆ Group Term Life Insurance from the Viewpoint of Social Policy

在发达国家的社会政策和社会保障中，附带福利变得非常重要。团体定期人寿保险是为员工和幸存者提供利益的保险，是这些附带福利的核心。(1)从福利、劳资关系和日本社会等角度综合考虑团体寿险问题。(2)收集和研究了与日本团体寿险发展趋势相联系的资料。(3)对团体寿险问题背后的日本百年商法中存在的一系列可保利益概念进行了调查研究。群体生活问题变成了社会问题。在这一问题上，需要对日韩两国进行比较，也有必要对与此相关的社会政策和社会保障理论进行反思。

In social policy and social security of advanced nations, fringe benefits have come to very important. Group Term Life Insurances, that are for the benefit of employees and the survivors, consist in the center of those fringe benefits. But, they are used not for employees and their survivors, but for employers and firms in recent years in Japan.The following matters are investigated in three years.(1) This Group Term Life Insurance Problem is considered generally, in the view of fringe benefits, management-labor relations and Japanese society, etc.(2) Several materials, which connect to the trend of Group Term Life Insurance general conditions in Japan, are gathered and investigated.(3) The series of concepts of insurable interests in the hundred years of Japanese commercial law, that exist behind the Group Life Problem, are investigated and studied.In Korea as same as in Japan, the Group Life Problem became to social problem. It needs to compare between Japan and Korea in this problem.Furthermore, it is necessary for us to think over again theories of social policy and social security concerning with this problem.