Exploring the feasibility of data-driven cyber insurance in Brazil and wider Latin America

该项目将在巴西市场测试数据驱动动态网络保险平台的市场和技术可行性。该解决方案由总部位于伦敦的初创公司CyberSeguro开发，基于全面、整体和自动化的风险评估工具，可识别网络风险的可能性和影响。Cyberseguro的解决方案可以使保险提供商针对公司面临的有形风险和责任定制保险范围。该项目的重点国家将是巴西。这个拉丁美洲国家是世界上最大的经济体之一，由于数字化的增加和COVID-19大流行的刺激，网络攻击增加，网络保险市场迅速增长。网络保险市场的强劲增长也是对巴西新的数据隐私和保护法（LGDP）的回应。尽管有机会，巴西市场仍处于早期发展阶段，因此在很大程度上尚未开发，竞争水平较低。该项目将使CyberSeguro与巴西最大的保险经纪人网络Grupo A12+和其他当地合作伙伴合作，对平台进行初步调整，以适应巴西的监管环境，巩固合作伙伴关系，该项目将帮助CyberSeguro加快进入巴西市场，并在研究完成后的两年内创造可观的收入增长和就业机会。从长远来看，该项目有可能通过我们在巴西的现有业务以及巩固巴西强大的合作伙伴关系和网络，促进CyberSeguro向其他拉丁美洲国家的扩张。该项目将由CyberSeguro实施，并得到巴西最大的保险经纪人网络Grupo A12+的当地和实物支持，Thales是从事网络安全的跨国集团，Willis Towers沃森-英国全球跨国风险管理，保险经纪和咨询公司。

This project will test the market and technical feasibility of a data-drive dynamic cyber-insurance platform in the Brazilian market. Developed by CyberSeguro - a London-based start-up, the solution is based on a comprehensive, holistic and automated risk assessment tool that enables the identification of the likelihood and impact of cyber risk. Cyberseguro's solution can enable insurance providers to custom coverage targeted at tangible risks and liabilities that companies are exposed to.The project focus country will be Brazil. The Latin American country is one of the world's biggest economies and has seen rapid growth in the cyber-insurance market driven by a rise in cyber-attacks generated by increased digitisation and stimulated by the COVID-19 pandemic. Strong growth in the cyber-insurance market is also a response to the advent of Brazil's new Data Privacy and Protection Law (LGDP). Despite the opportunity, the Brazilian market is still in its early stages of development and therefore largely untapped offering lower levels of competition.The project will allow the CyberSeguro to work with the largest network of insurance brokers in Brazil, Grupo A12+ and other local partners, to carry out an initial adaptation of the platform to Brazil's regulatory environment, consolidate partnerships, establish an evidence-based understanding of the willingness to pay and most viable revenue and business models in the country, as well as a roadmap for commercialisation.The project will accelerate CyberSeguro's access to the Brazilian market and generate considerable revenue growth and job creation within 2 years after the completion of the study. In the long-term, the project has the potential to facilitate CyberSeguro's expansion to other Latin American countries through our established presence in Brazil and the consolidation of strong partnerships and networks in Brazil.The project will be implemented by CyberSeguro with local and in-kind support from Grupo A12+, the largest network of insurance brokers in Brazil, the multinational group working in cybersecurity Thales, Willis Towers Watson - British global multinational risk management, insurance brokerage, and advisory company.