An innovative international payment collection platform using fintech and FPS technology to support SMBs with international transactions that could cut fees by 83%

MoneySuite是一家总部位于英国的金融科技中小企业，其核心项目团队包括Deva Balakrishnan（项目经理/产品架构师）、Shanmugapeur Selvaraj（技术负责人/开发人员）、Anis Sabeer（产品负责人）和Tania Groomer（质量保证）。尽管提供了英国近三分之一的出口总额，但中小企业（SMB）在国际贸易方面面临着巨大的挑战。目前，交易伴随着高佣金和低汇率，对这些公司的收入和利润产生了负面影响。此外，付款可能需要很长时间来处理，中小企业在收到资金之前等待长达一周。所有这些都意味着中小企业无法像它们应该的那样有效地竞争。因此，很明显需要一种解决方案，使这些公司能够在不损失大量时间和金钱的情况下进行国际贸易。为了满足这一需求，MoneySuite正在开发一种名为WorldSettle的新型系统，使中小企业能够以较低的佣金率快速收取国际付款。这种经济高效的方法使用了新技术，可为中小企业节省高达83%的费用。目前，与国际交易相关的高佣金率特别影响由社会经济背景较低的个人经营的小型企业。因此，这些小企业主面临利润减少的问题。MoneySuite的解决方案提供了一个具有成本效益的，方便的答案与国际付款收集相关的问题。

MoneySuite is a UK-based fintech SME with a core project team of Deva Balakrishnan (Project Manager/Product Architect), Shanmugapriya Selvaraj (Technical Lead/Developer), Anis Sabeer (Product Owner) and Tania Groomer (Quality Assurance).Despite supplying almost a third of the UK's total exports, small and medium-sized businesses (SMBs) face significant challenges when it comes to international trade. Currently, transactions come with high commissions and low exchange rates, negatively affecting these companies' revenue and profits. In addition, payments can take a long time to process, with SMBs waiting for up to a week before receiving funds. All this means that SMBs cannot compete as effectively as they should. Thus, there is a clear need for a solution that will allow such companies to trade internationally without losing considerable time and money.To meet this need, MoneySuite is developing a novel system called WorldSettle that allows SMBs to quickly collect payments internationally with lower commission rates. This cost-effective approach uses novel technology and can save SMBs up to 83% in fees.Currently, the high commission rates associated with international transactions particularly affect small businesses that are run by individuals from lower socioeconomic backgrounds. These small business owners face reduced profits as a result. MoneySuite's solution provides a cost-effective, convenient answer to the problems associated with international payment collections.