Combining Telematics and the Connected Home to Launch a Disruptive Home Insurance Platform

家庭保险公司正在艰难地与客户打交道。客户对续订价格上涨的担忧以及复杂的不透明政策以及困难和过时的沟通形式，正在导致糟糕的客户体验、低客户保留率和盈利问题。客户希望保险是相关的，根据他们的需求量身定做的&只为他们需要的东西买单。近年来，远程信息处理和物联网(IoT)给许多行业(汽车)带来了革命性的变化；然而，家庭保险行业采用新创新的速度一直很慢。‘ConnectedHome系统’提供了增强客户知识的机会，并利用这些信息提供个性化的保险解决方案。研究表明，通过更有效地控制风险，CH保险主张可以减少40%-60%的索赔；并将为消费者提供降价、更好的效率和安全性。尽管如此，目前市场上还没有ConnectedHome保险产品。NEOS Ventures Ltd将完成为期12个月的试验性开发项目，以开发一种颠覆性的新型ConnectedHome保险解决方案，该解决方案将为家庭保险市场带来远程信息处理的好处

Home insurers are struggling to engage with customers. Customer concerns over renewal price inflation & complex non-transparent policies with difficult & outdated forms of communication, are leading to poor customer experience, low customer retention rates & profitability issues. Customers want insurance to be relevant, tailored to their requirements & to be only paying for what they need. Telematics & the Internet of Things (IoT) have revolutionised numerous industries in recent years (motor); however the home insurance industry has been slow to adopt new innovations. 'ConnectedHome systems' offer the opportunity to gain an enhanced knowledge of customers & use this info to deliver personalised insurance solutions. Research indicates a CH insurance proposition could result in a reduction in claims by 40-60% by more effectively controlling risks; & would offer consumers price reductions, better efficiency & security. Despite this, there are currently no ConnectedHome insurance products in the marketplace . Neos Ventures Ltd will complete a 12 month Experimental Development project to develop a disruptive novel ConnectedHome insurance solution that will bring the benefits of telematics to the home insurance market