The Fintuity Virtual Adviser – Revolutionising Digital Consumer Access to Financial Advice

随着经济适应新冠疫情的现实，前景仍然艰难，约有1000多万工人被迫休假，中小企业陷入困境，制造业PMI出现有史以来最严重的收缩，经济前景黯淡；养老金持有人/个人/投资者正在寻找保护他们资产的方法。国际金融机构部门对英国的金融健康至关重要，因为它为帮助保护个人和家庭财务提供了必要的支持。根据FCA的数据，每年有600万人使用IFA服务，但该行业在技术上仍然落后，运营成本上升，利润率低，服务费更高。随着新冠肺炎危机冲击全球和英国经济，获得具有成本效益、监管和健全的金融建议的必要性比以往任何时候都更加重要。许多人向英国的独立财务顾问（IFA）社区寻求财务建议，许多人因获得个人或家庭金融投资组合建议的看似高昂的费用而望而却步——传统的、通常更喜欢面对面的接触，IFA部门提供了一种必不可少但技术贫乏的服务。我们需要的是一个消费者平台，支持消费者在一系列领域获得金融建议，包括抵押贷款、保险、储蓄、养老金和税收规划等等——Fintuity虚拟顾问将是一个免费的服务/工具，将为消费者提供全面的量身定制和合规建议。在英国，约有1200万人在寻求咨询，该平台有能力通过向所有人开放咨询和支持，而不管节省多少，从而显著扰乱市场——现在比以往任何时候都更需要这项技术。在专有人工智能的驱动下，虚拟顾问将不分地域、年龄和收入水平的消费者联系起来，为他们提供在这一困难时期做出正确决定所需的建议。

As the economy adapts to COVID-19 realities, the outlook remains difficult with some 10 million-plus furloughed workers, struggling SME's and with the Manufacturing PMI seeing the most severe contraction ever - the economic outlook is bleak; pension-holders/individuals/investors are looking for ways to safeguard their assets.The IFA-sector is critically important to the financial wellbeing of the UK as it imparts essential support to help protect individual & family finances. According to the FCA, 6M people use IFA services each year, however the industry remains technologically poor with increased operational costs, low profit-margins and higher service fees. As the COVID-19 crisis rocks the global and UK economies, the need to gain cost-efficient, regulated and sound financial advice is now more important than ever.With many seeking financial advice from the UK's Independent Financial Adviser (IFA) community, many are out off by the seemingly high fees associated with gaining advice on an individual or family's financial portfolio -- traditional and often preferring a face to face engagement, the IFA sector provides an essential but technologically poor service.What is needed is a consumer platform that supports consumer access to financial advice across a range of sectors including mortgages, insurance, savings, pensions and tax planning to name a few - the Fintuity Virtual Adviser will be a free-of-charge service/tool that will provide a comprehensive of tailored and compliant advice to the consumer. With some 12 million people seeking advice in the UK the platform has the capacity to significantly disrupt the market by making advice and support open to all regardless of savings -- now more than ever this technology is needed.Driven by proprietary AI the Virtual Adviser will connect consumers regardless of location, age and income bracket with the advice that they need to make the right decisions during this difficult time.