The real effects of bank capital regulation on international bank lending

本项目旨在分析基于风险的资本监管对国际银行贷款和借款国真实的经济活动的影响。全球金融危机和金融动荡凸显了全球银行监管框架的严重缺陷。由于国际金融体系缺乏弹性，因此迫切需要重新设计资本监管，作为更广泛改革的一部分。有鉴于此，澳大利亚最新的金融系统调查主张提高银行资本金要求。这一项目预期将提高国家和国际决策者以及致力于进一步进行银行监管改革的审慎监管者的认识。

This project aims to analyse the effect of risk-based capital regulation on international bank lending and real economic activity in borrowing countries. The Global Financial Crisis and financial turmoil highlighted serious failings in global banks’ regulatory framework. Since the international financial system is not resilient, redesigning capital regulation as part of wider reforms is urgently needed. In light of this, Australia’s latest Financial System Inquiry advocated higher bank capital requirements. This project expects to raise awareness among national and international policy makers and prudential regulators working towards further banking regulatory reforms.