Financial Decision Making and Cognition in a Family Context.

Financial Decision Making and Cognition in a Family Context.
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DOI:
10.1111/j.1468-0297.2010.02394.x
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发表时间:
2010-11-01
期刊:
Economic journal (London, England)
影响因子:
--
通讯作者:
Willis R
Willis R
中科院分区:
其他
文献类型:
--
作者:
Smith JP;McArdle JJ;Willis R

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在这篇文章中,我们研究了认知特征的关联,特别是夫妻双方的算术能力对家庭经济结果的影响。我们发现了显著的影响,特别是对金融和非金融受访者的算术能力,但对家庭中的财务决策者的影响要大得多。我们还调查了家庭中谁做出这些财务决定,以及为什么。再一次,像算术这样的认知特征是这一决定的重要组成部分,与妻子相比,丈夫算术的影响更大。
In this paper, we studied the association of cognitive traits and in particular numeracy of both spouses on financial outcomes of the family. We found significant effects, particularly for numeracy for financial and non-financial respondents alike, but much larger effects for the financial decision maker in the family. We also examined who makes these financial decisions in the family and why. Once again, cognitive traits such as numeracy were an important component of that decision with larger effects of numeracy for husbands compared to wives.
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