Spendthrifts and Tightwads in Childhood: Feelings about Spending Predict Children's Financial Decision-Making.
Spendthrifts and Tightwads in Childhood: Feelings about Spending Predict Children's Financial Decision-Making.
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童年时期的挥霍者和吝啬鬼：对支出的感受预测儿童的财务决策。
DOI：
10.1002/bdm.2071
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发表时间：
2018
影响因子：
2
通讯作者：
Rick,ScottI
中科院分区：
文献类型：
--
作者：
Smith,CraigE;Echelbarger,Margaret;Gelman,SusanA;Rick,ScottI
成年人对花钱的痛苦程度各不相同;“吝啬鬼”觉得花钱很痛苦，而“挥霍无度者”觉得花钱还不够痛苦。这种情感维度在成年人中得到了可靠的测量，并预测了各种重要的财务行为和结果（例如，储蓄行为和信用评分）。虽然儿童的财务行为也受到了关注，但儿童对支出的感受并没有像成年人那样得到研究。我们首次测量了5 - 10岁儿童（N= 225）的挥霍-吝啬（ST-TW）结构。整个年龄段的儿童都能够可靠地报告他们对消费和储蓄的情感反应，儿童的ST-TW分数与父母对儿童气质和财务行为的报告有关。此外，孩子们的ST-TW分数可以预测他们是选择在实验室里存钱还是花钱，即使在控制了年龄和他们对所提供物品的喜欢程度之后。我们的新发现，儿童的感觉，消费和储蓄可以从很小的年龄来衡量，并与他们的行为与金钱方面的理论和实践意义进行了讨论。版权所有© 2017约翰威利父子有限公司
Adults differ in the extent to which they find spending money to be distressing; “tightwads” find spending money painful, and “spendthrifts” do not find spending painful enough. This affective dimension has been reliably measured in adults and predicts a variety of important financial behaviors and outcomes (e.g., saving behavior and credit scores). Although children's financial behavior has also received attention, feelings about spending have not been studied in children, as they have in adults. We measured the spendthrift–tightwad (ST–TW) construct in children for the first time, with a sample of 5‐ to 10‐year‐old children (N= 225). Children across the entire age range were able to reliably report on their affective responses to spending and saving, and children's ST–TW scores were related to parent reports of children's temperament and financial behavior. Further, children's ST–TW scores were predictive of whether they chose to save or spend money in the lab, even after controlling for age and how much they liked the offered items. Our novel findings—that children's feelings about spending and saving can be measured from an early age and relate to their behavior with money—are discussed with regard to theoretical and practical implications. Copyright © 2017 John Wiley & Sons, Ltd.
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影响因子：
2.6
作者：
E. O'Connor;T. McCormack;S. Beck;A. Feeney
通讯作者：
E. O'Connor;T. McCormack;S. Beck;A. Feeney
客观和主观的消费者财务状况
DOI：
10.2139/ssrn.3643575
发表时间：
2016
期刊：
ERN: Consumption
影响因子：
--
作者：
Carsten Erner;C. Fox;John S. Chalekian;Gabriel M. De La Rosa;C. Trepel
通讯作者：
C. Trepel
童年的心理账户
影响因子：
--
作者：
P. Webley;Zarrea Plaisier
通讯作者：
Zarrea Plaisier
关注：博物馆展览参观时间的长短与分配
DOI：
--
发表时间：
1997
期刊：
影响因子：
--
作者：
B. Serrell
通讯作者：
B. Serrell
影响因子：
7.2
作者：
Marsha L. Richins;L. Chaplin
通讯作者：
Marsha L. Richins;L. Chaplin