Safeguarding the financial well-being of Australians by improving financial literacy: Implications for consumer protection laws

通过提高金融知识来保障澳大利亚人的金融福祉：对消费者保护法的影响

• 批准号: DP1097253
• 负责人: A/Prof Paul Ali
• 金额: $ 19.25万
• 依托单位: The University of Melbourne
• 依托单位国家: 澳大利亚
• 项目类别: Discovery Projects
• 财政年份: 2010
• 资助国家: 澳大利亚
• 起止时间: 2010-01-01 至 2014-12-31
• 项目状态: 已结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/DP1097253
• 关键词: Safeguarding; financial; well; being; Australians

The project will contribute to a broader understanding of the role of financial literacy in Australia and its relationship with Australia's financial services and consumer protection laws. Having financially literate consumers facilitates the uptake and development of innovative financial products. This is essential for promoting an innovation culture and economy. Higher levels of financial literacy also enable consumers to plan better for their and their families' financial well-being. This also has national benefit as it means that consumers are better prepared to deal with the adverse financial consequences of job-loss, illness, disablement or death, thus reducing the stresses and demands on Australia's social welfare safety net.

该项目将有助于更广泛地了解金融知识在澳大利亚的作用及其与澳大利亚金融服务和消费者保护法的关系。具有金融知识的消费者有助于创新金融产品的吸收和发展。这对促进创新文化和经济至关重要。更高的金融知识水平也使消费者能够更好地为自己和家人的财务福利做计划。这也有利于国家，因为这意味着消费者能够更好地应对失业、疾病、残疾或死亡的不利财务后果，从而减少澳大利亚社会福利安全网的压力和要求。