Financial Institution and Immigrant Integration in the U.S. and Canada

美国和加拿大的金融机构和移民融合

• 批准号: 0852424
• 负责人: Wei Li
• 金额: $ 22.43万
• 依托单位: Arizona State University
• 依托单位国家: 美国
• 项目类别: Standard Grant
• 财政年份: 2009
• 资助国家: 美国
• 起止时间: 2009-06-15 至 2013-05-31
• 项目状态: 已结题
• 来源: https://www.nsf.gov/awardsearch/showAward?AWD_ID=0852424&HistoricalAwards=false
• 关键词: Financial; Institution; Immigrant; Integration; U.S.

This award is funded under the American Recovery and Reinvestment Act of 2009 (Public Law 111-5).The world today functions in an age of international migration and financial globalization, not only in terms of the century-old phenomenon of people and money crossing national borders, but also in the unprecedented scope and complexity that these crossings have reached. Population and money often have a bi-directional flow, sometimes in the same direction, while opposite in others. The latter flows have attracted the most significant attention, with emphasis placed on remittances flowing from destination countries back to the countries from which immigrants came. In contrast, the wealth generated in source countries and recruitment by destination countries has not been fully recognized or analyzed. This research project will attempt to bridge these gaps by linking immigration study and financial analyses. The investigators will examine the intermediary roles of financial institutions of various kinds in the immigrant integration process from the perspectives of both supply (banks) and demand (immigrants) through an interdisciplinary approach. The investigators will examine the extent to which financial institutions develop and use social capital-ethnic assets in outreach to immigrant communities as well as whether financial integration is part of the ultimate goal in immigrant integration into receiving societies. They will compare and contrast the roles of different types of financial institutions (banks and credit unions) in both the U.S. and Canada. They will explore the strategies financial institutions use to reach out to immigrant communities, the global, national, and local forces that shape these strategies; and ways in which immigrant communities assess the fairness and effectiveness of such strategies. The researchers will combine census data analysis, GIS-aided spatial analysis, financial data analysis, interviews with bank executives and immigrant entrepreneurs, and surveys of immigrants. They will examine major types of financial institutions in San Francisco and Vancouver metropolitan areas, the primary gateways to and the financial sub-centers of the Pacific Rim in the U.S. and Canada.The project is especially timely given the global financial crises that are profoundly changing economic systems and societies. It will connect theories about financial geography, social capital, and ethnic assets with empirical evidence to add broaden basic understanding of the ways that ethnic factors interact with institutional roles with respect to the financial globalization debate, and it will insert a financial angle to social scientific study on immigrant integration. Evaluation of the validity of the ethnic assets as a form of social capital in financial sectors and immigrant financial integration will advance basic knowledge in both financial/economic and ethnic/social geography as well as social science in general. The comparison among two sites in the U.S. and Canada will provide empirical insights into contemporary financial dynamics pertaining to immigration that operates in different ways with different groups. As such, the project will put people back into an analysis of the financial system. The project will employ an interdisciplinary mixed-method approach that will allow the researchers to conduct international comparative research. The project will promote teaching, training, and learning with students who will be directly involved in research and classroom interactions. The project is likely to yield policy recommendations across the border for financial institutions to tap into immigrants' financial and social capital and to contribute to the broader immigration debate.

该奖项是根据2009年《美国复苏和再投资法案》(公法111-5)资助的。当今世界处于国际移民和金融全球化的时代，不仅是人员和资金跨越国界的百年现象，而且是这些跨越国界所达到的前所未有的范围和复杂程度。人口和资金往往是双向流动的，有时是同向的，而另一些则是相反的。后一种流动吸引了最大的关注，重点是从目的地国汇回移民来源国的汇款。相比之下，来源国创造的财富和目的地国的招聘没有得到充分确认或分析。这项研究项目将试图通过将移民研究和财务分析联系起来来弥合这些差距。调查人员将通过跨学科的方法，从供给(银行)和需求(移民)两个角度考察各类金融机构在移民融合过程中的中介作用。调查人员将审查金融机构在多大程度上开发和利用社会资本--族裔资产，以拓展移民社区，以及金融一体化是否是移民融入收容社会的最终目标的一部分。他们将对美国和加拿大不同类型的金融机构(银行和信用社)的作用进行比较和对比。他们将探索金融机构用来接触移民社区的战略，形成这些战略的全球、国家和地方力量；以及移民社区评估这些战略的公平性和有效性的方式。研究人员将结合人口普查数据分析、地理信息系统辅助的空间分析、金融数据分析、对银行高管和移民企业家的采访，以及对移民的调查。他们将考察旧金山和温哥华大都市区的主要金融机构类型，这两个地区是通往美国和加拿大环太平洋地区的主要门户和金融副中心。考虑到正在深刻改变经济体系和社会的全球金融危机，这个项目尤其及时。它将把有关金融地理、社会资本和民族资产的理论与经验证据联系起来，以扩大对金融全球化辩论中民族因素与制度角色互动方式的基本理解，并将为移民融合的社会科学研究注入金融学视角。评估族裔资产作为金融部门和移民金融融合中的一种社会资本形式的有效性，将增进金融/经济和族裔/社会地理以及整个社会科学的基本知识。对美国和加拿大两个地点的比较将为当代与移民相关的金融动态提供经验性见解，这些金融动态以不同的方式与不同的群体运作。因此，该项目将让人们重新分析金融体系。该项目将采用跨学科混合方法，使研究人员能够进行国际比较研究。该项目将促进直接参与研究和课堂互动的学生的教学、培训和学习。该项目可能会为金融机构提供跨越国界的政策建议，以利用移民的金融和社会资本，并为更广泛的移民辩论做出贡献。