Doctoral Dissertation Research: Housing Instability, Foreclosures and Family Health

博士论文研究：住房不稳定、丧失抵押品赎回权和家庭健康

• 批准号: 1303677
• 负责人: Mary Pattillo
• 金额: $ 0.86万
• 依托单位: Northwestern University
• 依托单位国家: 美国
• 项目类别: Standard Grant
• 财政年份: 2013
• 资助国家: 美国
• 起止时间: 2013-05-15 至 2015-04-30
• 项目状态: 已结题
• 来源: https://www.nsf.gov/awardsearch/showAward?AWD_ID=1303677&HistoricalAwards=false
• 关键词: Doctoral; Dissertation; Research; Housing; Instability

Mary PattilloCarol HeimerElyse KovalskyNorthwestern University Home foreclosure, once a rare occurrence, became widespread in some parts of the U.S. during the recent economic downturn. Previous research suggests that people have increased health problems during times of housing instability, but the reasons for this negative association are not clear. The primary objective of this dissertation is to better understand the mechanisms that explain the relationship between foreclosure and health. The researchers will study families' experiences of housing instability in Stockton, California, a city hard hit by the foreclosure crisis. The project draws on interviews with and long-term observations of families at different stages of homeownership, including families who have already experienced foreclosure, families at risk of foreclosure, and families not presently at risk of foreclosure. The foreclosure process can bring changes in families' financial situations, in where they live and in their social ties. These changes create the possibilities for a wide range of health-related effects. The salience of potential mechanisms identified will also be tested through quantitative analysis of aggregated data on foreclosure and health from California cities. This study focuses on families whose hold on a middle class lifestyle and identity is tethered closely to the idea of homeownership. The investigation will build new theoretical tools for the study of inequality and disadvantage across domains of social life. By identifying mediating processes linking economic and housing instability to health, the study can serve as a framework for thinking about similar connections to other domains. Broader ImpactsThe results of this research have implications beyond the near-term impacts of a family losing their home, and beyond the recent economic crisis. After foreclosure, families may continue to struggle with ruined credit and disrupted lives. Similarly, the experience of foreclosure has parallels to other life events associated with financial distress and economic precariousness, such as eviction, job loss and divorce. Insights from this study can be tested in these other cases of families? experience of social or economic shocks. The mechanisms identified by this study may guide policy in the areas of housing and health. To this end, a major goal of the study is translating research findings to a broader audience of local, state, and federal policymakers designing interventions for families struggling with foreclosure, eviction or homelessness.

玛丽帕蒂洛卡罗尔海梅尔埃利塞科瓦尔斯基西北大学家庭止赎，曾经是一个罕见的发生，成为普遍在美国的一些地区在最近的经济衰退。以前的研究表明，人们在住房不稳定的时期会增加健康问题，但这种负面联系的原因尚不清楚。本论文的主要目的是更好地理解的机制，解释止赎和健康之间的关系。研究人员将研究加州斯托克顿家庭住房不稳定的经历，这是一个受止赎危机重创的城市。该项目利用了对处于不同住房拥有阶段的家庭的访谈和长期观察，包括已经经历过止赎的家庭、面临止赎风险的家庭和目前没有止赎风险的家庭。取消抵押品赎回权的过程可以改变家庭的财务状况，改变他们的居住地和社会关系。这些变化可能会对健康产生广泛的影响。还将通过对来自加州城市的止赎和健康的汇总数据进行定量分析，对所确定的潜在机制的重要性进行测试。这项研究的重点是那些拥有中产阶级生活方式和身份的家庭，这些家庭与拥有住房的想法密切相关。这项调查将为研究社会生活各个领域的不平等和劣势建立新的理论工具。通过确定将经济和住房不稳定与健康联系起来的中介过程，这项研究可以作为思考与其他领域类似联系的框架。更广泛的影响这项研究的结果的影响超出了家庭失去家园的短期影响，也超出了最近的经济危机。在丧失抵押品赎回权后，家庭可能会继续与被毁的信贷和中断的生活作斗争。同样，丧失抵押品赎回权的经历与其他与财务困境和经济不稳定有关的生活事件相似，如驱逐、失业和离婚。从这项研究的见解可以在这些家庭的其他情况下进行测试？经历社会或经济冲击。本研究报告确定的机制可指导住房和卫生领域的政策。为此，这项研究的一个主要目标是将研究结果转化为更广泛的地方、州和联邦政策制定者，为那些面临止赎、驱逐或无家可归的家庭设计干预措施。