Doctoral Dissertation Research: Social ties, relational obligations and socio-economic outcomes

本论文探讨了撒哈拉以南非洲地区的个人关系，财务义务和社会经济成果之间的关系。尽管近年来许多人都写过非洲中产阶级的崛起，但他们忽视了在缺乏强大的政府福利制度的情况下，非洲人在经济上支持家庭成员和朋友的义务的持续重要性。这些财务义务造成了一个悖论：随着个人经济地位的提高，他们必须花更多的钱来供养依赖他们的家人和朋友。加纳是一个中产阶级不断壮大、商业金融部门不断发展的国家，本研究旨在回答两个问题：来自不同社会经济背景的个人如何以不同的方式解释和履行自己的义务？第二，加纳人的债务管理战略如何影响其社会经济成果？该研究汇集了历史学，人类学和社会学的见解，有助于学者理解不同文化中个人关系的经济层面，以及当代撒哈拉以南非洲的社会分层，这是一个经常被社会学家忽视的世界地区。这项研究对其他发展中国家的发展政策和规划具有影响，这些国家为"无银行账户"居民提供正规金融服务的努力正在增加，经济机会正在成倍增加，但分布不均。本论文研究了在政府福利制度有限和赞助关系仍然作为资源分配的主要手段的国家，个人关系，财政义务和社会经济成果之间的关系。加纳是一个中产阶级不断壮大、商业金融部门不断发展的非洲国家，该研究提出了两个问题：来自不同社会经济背景的个人如何以不同的方式解释和履行自己的义务？也就是说，不同经济手段的加纳人如何实行不同的债务管理战略？第二，不同的债务管理战略如何影响加纳人的社会经济成果？本研究采用两种主要方法。首先，对加纳城市居民进行的一项300人的小插曲调查将审查来自不同社会经济背景的加纳人之间围绕财政义务和义务管理战略的规范的多样性。其次，对低收入、中等收入和高收入受访者进行的60次深入跟踪访谈将提供受访者社交网络和经济战略的更详细数据。这项研究扩展了当代非洲人如何利用和/或抵制赞助人和客户在赞助社会的需求的知识。此外，它强调了制度背景在调解个人关系和经济成果之间的联系中的作用。了解关系义务如何影响个人和家庭自身的经济发展，将说明在经济机会成倍增加但分布不均的发展中社会中管理关系和资源的困难。

This dissertation examines the relationship between personal relationships, financial obligations, and socio-economic outcomes in sub-Saharan Africa. Although many have written about Africa's rising middle class in recent years, they ignore the continued importance of Africans' obligations to financially support family members and friends in the absence of strong government welfare systems. These financial obligations create a paradox: as individuals rise economically, they must spend more money supporting dependent family and friends. Focusing on Ghana, a country with both a growing middle class and a growing commercial finance sector, this research seeks to answer two questions: how do individuals from different socio-economic backgrounds interpret and fulfill their obligations differently? Second, how do Ghanaians' obligation management strategies affect their socio-economic outcomes? The research draws together insights from history, anthropology, and sociology to contribute to scholars' understanding of the economic dimensions of personal relationships in different cultures, as well as social stratification in contemporary sub-Saharan Africa, an area of the world often overlooked by sociologists. This research has implications for development policy and planning in other developing countries, where efforts to provide formal financial services for "unbanked" residents are growing, and where economic opportunities are multiplying but unevenly distributed. This dissertation examines the relationship between personal relationships, financial obligations, and socio-economic outcomes in countries where the government welfare system is limited and patronage relationships still serve as a primary means of resource distribution. Focusing on Ghana, an African country with both a growing middle class and a growing commercial finance sector, the study asks two questions: how do individuals from different socio-economic backgrounds interpret and fulfill their obligations differently?that is, how do Ghanaians of various economic means practice different obligation management strategies? Second, how might different obligation management strategies affect Ghanaians' socio-economic outcomes? The research employs two primary methods. First, a 300-person vignette survey of urban Ghanaians will examine the diversity of norms surrounding financial obligations and obligation management strategies among Ghanaians from different socio-economic backgrounds. Second, 60 in-depth follow-up interviews with low-, middle-, and high-income respondents will provide more detailed data on respondents' social networks and economic strategies. The research extends knowledge of how contemporary Africans both exploit and/or resist the demands of patrons and clients in a patronage-based society. Additionally, it highlights the role of institutional context in mediating the connection between personal relations and economic outcomes. Understanding how relational obligations affect individuals' and families' own economic advancement will illustrate the difficulties of managing relations and resources in a developing society where economic opportunities are multiplying but unevenly distributed.