The ABC of Online Disclosure Duties: Towards a More Uniform Assessment of the Transparency of Consumer Information in Europe

在线披露义务的基本知识：对欧洲消费者信息透明度进行更统一的评估

• 批准号: 278399761
• 负责人: Professor Dr. Alexander J. Wulf
• 金额: --
• 依托单位: Contractual Management Institute (CMI)
• 依托单位国家: 德国
• 项目类别: Research Grants
• 财政年份: 2016
• 资助国家: 德国
• 起止时间: 2015-12-31 至 2021-12-31
• 项目状态: 已结题
• 来源: https://gepris.dfg.de/gepris/projekt/278399761?language=en
• 关键词: ABC; Online; Disclosure; Duties; Towards

When European consumers buy, e.g., a computer online, the European legislator requires them to receive "clear and comprehensive" information about the trader's option to store, process and share their data (ePrivacy Directive). Subsequently, they need to receive "clear and comprehensible" information "in clear and intelligible language" on the purchase conditions, such as their right of withdrawal or the computer´s characteristics (Consumer Rights Directive). Moreover, if they purchase the computer on credit, they need to receive "clear and concise" information on the credit terms (Consumer Credit Directive). Although EU law requires information disclosures like these to be transparent, it does not establish what counts as clear, comprehensive, intelligible or concise online disclosure. As it provides no yardstick for assessing transparency, it leaves a gap that national enforcement authorities (NEA) may fill differently.This research aims to develop European guidelines that NEA should apply to uniformly assess the transparency of disclosures. This will allow businesses across the EU to standardise and simplify their disclosures and inform consumers more effectively. Our research team will draft these guidelines on the basis of insights gained from conducting:- comparative legal research illustrating when a given disclosure is currently assessed as transparent by NEA; - empirical legal research determining the desired and applied criteria for the transparency's assessment.

例如，当欧洲消费者购买时，欧洲立法者要求他们接收关于交易者存储、处理和共享其数据的选择的“清晰和全面”的信息（电子隐私指令）。随后，他们需要收到关于购买条件的“清晰易懂“的“清晰易懂”信息，如他们的撤回权或计算机的特性（消费者权利指令）。此外，如果他们赊购计算机，他们需要收到关于信贷条款的“简明扼要”的信息（消费者信贷指令）。尽管欧盟法律要求此类信息披露必须透明，但它并没有规定什么是清晰、全面、易懂或简洁的在线披露。由于它没有提供衡量透明度的标准，它留下了一个空白，国家执法当局（NEA）可能会fillingdifferent.This研究旨在制定欧洲的指导方针，NEA应适用于统一评估披露的透明度。这将使欧盟各地的企业能够简化和简化其披露，并更有效地告知消费者。我们的研究小组将根据从以下方面获得的见解起草这些准则：-比较法律的研究，说明国家环境局目前何时将特定披露评估为透明; -经验法律的研究，确定透明度评估的理想和适用标准。