A comparison of housing wealth and the welfare behaviour of Australians and Britons

澳大利亚和英国将住房财富作为应对不利生命周期事件的缓冲，这种比较将有助于理解政府干预如何阻碍或促进房主释放住房权益以满足福利需求的能力，并揭示导致住房权益退出的事件类型，以及这如何帮助或阻碍家庭生命周期随后几年的福祉。鉴于人们对住房股权退出的后果知之甚少，这项研究的预期国家利益包括更多地认识到合理和可持续地使用住房股权退出以及对伴随债务的合理管理。结果将对优先领域、良好老龄化、富有成效的老龄化产生积极影响。

This comparison of housing wealth as a cushion against adverse life course events in Australia and the UK will improve understanding of how government interventions impede or promote homeowner ability to unlock housing equity to meet welfare needs and uncover types of events precipitating housing equity withdrawal, and the ways this helps or hinders wellbeing in subsequent years of a household's life course. Given the paucity of knowledge about consequences of housing equity withdrawal, anticipated national benefits of this research include greater appreciation of sensible and sustainable use of housing equity withdrawal and sound management of the accompanying debt. Outcomes will impact positively on the priority area, Ageing Well, Ageing Productively.