Is it just a matter of time? Why some people plan and others do not

这只是时间问题吗？

• 批准号: DP160100464
• 负责人: Prof Joanne Earl
• 金额: $ 14.67万
• 依托单位: Macquarie University
• 依托单位国家: 澳大利亚
• 项目类别: Discovery Projects
• 财政年份: 2016
• 资助国家: 澳大利亚
• 起止时间: 2016-05-19 至 2021-01-31
• 项目状态: 已结题
• 来源: https://dataportal.arc.gov.au/RGS/Web/Grants/DP160100464
• 关键词: just; matter; time; Why; some

Differences in planning behaviour can be explained in terms of individual preferences for the past, present or future, or Time Perspective (TP). This project aims to identify why some people fail to plan for retirement using TP as a conceptual framework. Planning for retirement is an economic imperative since sufficient finances reliably predicts retirement adjustment. Despite this, almost one million people currently in the labour force have no retirement plans. The project plans to incorporate recent research showing that TP is stable over time and predicts behaviour into a model explaining propensity to plan. Improvements are anticipated in retirement planning, accumulation of resources for retirement and better adjustment benefiting individuals and policy-makers.

规划行为的差异可以用个人对过去、现在或未来的偏好或时间观（TP）来解释。这个项目旨在确定为什么有些人没有使用TP作为概念框架来计划退休。退休计划是一项经济要务，因为充足的资金可靠地预测退休调整。尽管如此，目前仍有近100万劳动力没有退休计划。该项目计划将最近的研究表明，TP是稳定的，随着时间的推移，并预测到一个模型解释倾向的计划行为。预计退休规划、退休资源积累以及有利于个人和政策制定者的更好调整将得到改善。